55 Spring Ave, Troy, NY 12180 Property Records

Rensselaer County and Troy City property record for 55 Spring Ave, Troy, NY 12180

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,078 sqft · built 1910
Lot Size	0.07 acres (3,049 sqft)
Owner	Individual Name on Record
Last Sale	$185,100 (Jun 2026)
Tax Bill	$7,658 (2026)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jul 2024 Sale
APN	`381700 112.31-1-10`

Property Details

APN / Parcel Number

Primary APN	`381700 112.31-1-10`
Alternative APN	`0803650`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,078 sqft Living Area
1st Floor Area	616 sqft
Upper Floors Area	462 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	3,049 sqft (0.07 acres)
Lot Dimensions	130 ft deep x 23.5 ft wide
Porch	Slab
Porch Area	216 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0803650
Street Address	55 SPRING AVE
City	TROY
State	NY
Zip	12180-4741
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	1 1/2 STY FRM HSE 474C-15/19
Legal Block	1
Legal Lot Number	10.000
Jurisdiction	RENSSELAER NY
Township / Civil Division	TROY
Census Block Group	4
Census Block	4001
Census Tract	41200

Owner

Source: Rensselaer County and Troy City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	192 ALBANY AVE, KINGSTON, NY 12401-2545
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Warranty Deed, Transfer · Stand-Alone First Mortgage TOTAL MORTGAGE SERVICES
Jul 31, 2024	Deed, Transfer MISC COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2026 · Amount on Record
Deed Sale	Jun 16, 2026 · Amount on Record
Prior Sale	Jul 31, 2024 · Amount on Record
Deed Document Number	2026672469
Deed Book / Page	11298 / 89
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RENSSELAER NY
Recording Date	Jun 16, 2026
Property Address	55 SPRING AVE, TROY, NY 12180-4741
Document Number	0000672469
Book / Page	11298 / 89
Instrument Date	Jun 11, 2026
Instrument	2026672469
Transaction Type	Transfer
Record Updated	Jul 7, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	192 ALBANY AVE, KINGSTON, NY 12401-2545

Mortgage

Date	Jun 16, 2026

Lender

Name	TOTAL MORTGAGE SERVICES

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate	6.3%
Max Rate	-1%

July 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	RENSSELAER NY
Recording Date	Jul 31, 2024
Property Address	55 SPRING AVE, TROY, NY 12180-4741
Document Number	0107350206
Book / Page	10735 / 206
Instrument Date	Jul 25, 2024
Instrument	2024-644689
Transaction Type	Transfer
Record Updated	Apr 16, 2026
Title Company	MISC COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	53 DANA AVE # STE2, STE2, ALBANY, NY 12208-3505

Tax Assessment & Valuation

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,658.00 (+37.19%)
2025	$5,582.00 (+42.4%)	$125,000 (-) Land $8,800 Building $116,200	$214,000 (+19.82%) Land $15,066 Building $198,934
2023		$125,000 (-) Land $8,800 Building $116,200	$178,600 (+8.59%) Land $12,573 Building $166,027
2022	$3,920.00 Homeowner's exemption Senior Citizen's exemption Veteran's exemption	$125,000 Land $8,800 Building $116,200	$164,474 Land $11,579 Building $152,895

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2016

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 51,401 people · EPA ID NY4100050
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	110 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	Lead public education Oct 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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