55 Southgate Ave, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 55 Southgate Ave, Annapolis, MD 21401

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,928 sqft · built 1930
Lot Size0.114 acres (5,000 sqft)
OwnerIndividual Name on File
Last Sale$750,000 (Jul 2019)
Tax Bill$11,517 (2023)
Deeds & MortgagesMar 2021 Mortgage
Apr 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN06-000-00773503

Property Details

APN / Parcel Number

Primary APN06-000-00773503
Alternative APNs
  • 600000773503
  • 00000773503

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,928 sqft Total Area
1st Floor Area1,144 sqft
Attic Area200 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1930
Architectural StyleConventional
Exterior MaterialStucco
Roof MaterialComposition Shingle
Lot Area5,000 sqft (0.114 acres)
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch
Porch Area168 sqft
Deck Area330 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemRadiant
SewerConnected

Location & Zoning

Account Number00000773503
Old Parcel Number600000773503
Street Address55 SOUTHGATE AVE
CityANNAPOLIS
StateMD
Zip21401-2829
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 1 BK L 55 SOUTHGATE AVE ANNAPOLIS
Legal SubdivisionMELVINS PLAN/MURRAY HILL
Legal BlockL
Legal Lot Number1
JurisdictionANNE ARUNDEL MD
Township / Civil Division6
Census Block Group3
Census Block3011
Census Tract706500

Owner

Source: Anne Arundel County assessment roll, APN 06-000-00773503, as of July 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address55 SOUTHGATE AVE, ANNAPOLIS, MD 21401-2829
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 17, 2021Deed of Trust, Mortgage · Conventional Mortgage
SANDY SPRING BANK
Apr 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
PNC BANK NA
Jul 22, 2019Deed, Transfer · Conventional Mortgage
SANTANDER BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 22, 2019 · Amount on Record
Deed SaleJul 22, 2019 · Amount on Record
Deed Document Number0033362107
Deed Book / Page33362 / 107
Record UpdatedJun 07, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address55 SOUTHGATE AVE, ANNAPOLIS, MD 21401-2829
Transaction TypeMortgage
Record UpdatedJun 02, 2021
Title CompanyTITLE TOWN SETTLEMENTS, TITLE TOWN SETTLEMENTS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address55 SOUTHGATE AVE, ANNAPOLIS, MD 21401-2829

Mortgage

Document Number0363700206
DateMar 17, 2021
Book Page36370/206
Lender
NameSANDY SPRING BANK
TypeBank
AddressOLNEY, MD 20832
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term350 Months
DueMay 01, 2050

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address55 SOUTHGATE AVE, ANNAPOLIS, MD 21401-2829
Transaction TypeMortgage
Record UpdatedMay 27, 2021
Title CompanyNATIONALLINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0366250395
DateApr 26, 2021
Book Page36625/395
Lender
NamePNC BANK NA
TypeBank
AddressMIAMISBURG, OH 45342
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2051

July 2019: Deed, Transfer

Document TypeDeed
JurisdictionANNE ARUNDEL MD
Recording DateJul 22, 2019
Property Address55 SOUTHGATE AVE, ANNAPOLIS, MD 21401-2829
Document Number0333620107
Book / Page33362 / 107
Map ReferenceMB 19 PG 18
Instrument DateJul 12, 2019
Transaction TypeTransfer
Record UpdatedAug 16, 2021
Title CompanyPERFECTION TITLE LTD

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$11,250.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address55 SOUTHGATE AVE, ANNAPOLIS, MD 21401-2829

Mortgage

Document Number33362114
DateJul 22, 2019
Instrument33362/114
Lender
NameSANTANDER BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2049

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll as of July 1, 2023 · Last verified September 2023

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
MunicipalityAnnapolis City
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$11,517.00 Homeowner's exemption$814,500 Land $632,000 Building $182,500$814,500 Land $632,000 Building $182,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Anne Arundel County (24003C), as of January 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240037065003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies12 in force

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic DistrictWithin the Colonial Annapolis Historic District (Boundary Increase)
listed 1984 · 1,197 contributing resources · NRIS 84003875

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, 880 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MD0020001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF ANNAPOLIS
serves 35,000 people
Water SourceGroundwater
Last State InspectionFeb 2025
Lead6 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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