55 South St, Upton, MA 01568 Property Records

Worcester County and Upton Town property record for 55 South St, Upton, MA 01568

Property Summary

Property Type	Single Family Home
Details	1 bd · 4 ba · 2,832 sqft · built 1986
Lot Size	7.99 acres (348,044 sqft)
Owner	2 Individual Names on Record
Last Sale	$770,000 (Dec 2021)
Tax Bill	$10,491 (2026)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Aug 2021 Refinance
Flood Zone	Zone A (high risk)
APN	`UPTO M:028 L:034`

Property Details

APN / Parcel Number

Primary APN	`UPTO M:028 L:034`
Alternative APNs	`M:028 B:L:034` `2001`

Interior

Bedrooms	1 Bed
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,832 sqft Living Area
Gross Area	7,005 sqft
1st Floor Area	1,759 sqft
Basement Area	1,663 sqft
Unfinished Basement	1,163 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	348,044 sqft (7.99 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	55 SOUTH ST
City	UPTON
State	MA
Zip	01568-1423
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	5
Legal Lot Number	34
Jurisdiction	UPTON MA
Township / Civil Division	UPTON
Census Block Group	4
Census Block	4025
Census Tract	743100

Owner

Source: Worcester County and Upton Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	55 SOUTH ST, UPTON, MA 01568-1423
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CITIZENS BANK
Aug 6, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance DRAPER AND KRAMER MORTGAGE CORP.

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2021 · Amount on Record
Deed Sale	Dec 10, 2021 · Amount on Record
Prior Sale	Sep 4, 2002 · Amount on Record
Deed Document Number	2021173012
Deed Book / Page	66720 / 328
Record Updated	Oct 29, 2026

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UPTON MA
Recording Date	Dec 10, 2021
Property Address	55 SOUTH ST, UPTON, MA 01568-1423
Document Number	066720-328
Book / Page	66720 / 328
Instrument Date	Dec 10, 2021
Instrument	173012
Transaction Type	Transfer
Record Updated	Dec 24, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	55 SOUTH ST, UPTON, MA 01568-1423

Mortgage

Document Number	0000173013
Date	Dec 10, 2021
Instrument	173013

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPTON MA
Property Address	55 SOUTH ST, UPTON, MA 01568-1423
Transaction Type	Mortgage
Record Updated	Aug 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	65785-61
Date	Aug 6, 2021
Book Page	65785/61
Instrument	110446

Lender

Name	DRAPER AND KRAMER MORTGAGE CORP.

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Worcester County and Upton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Upton Town
Unified School District	Mendon-Upton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,491.00 (+2.42%)	$802,100 (+2.98%) Land $349,900 Building $452,200	$783,716 (-4.88%)
2025	$10,243.00 (-0.05%)	$778,900 (+3.98%) Land $349,900 Building $429,000	$823,935 (+0.35%)
2024	$10,248.00 (+28.81%)	$749,100 (+30.6%) Land $341,900 Building $407,200	$821,085
2023	$7,956.00	$573,600 Land $268,300 Building $305,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jan 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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