55 Smithfield Dr, Springfield, NJ 07081 Property Records

Union County and Springfield Township property record for 55 Smithfield Dr, Springfield, NJ 07081 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2,333 sqft · built 1961
Lot Size	0.232 acres (10,123 sqft)
Owner	2 Individual Names on File
Last Sale	$425,000 (Mar 2004)
Tax Bill	$14,572 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Feb 2021 Line of Credit + 2 more
Flood Zone	Zone AE (high risk)
APN	`17-02102-0000-00018`

Property Details

APN / Parcel Number

Primary APN	`17-02102-0000-00018`
Alternative APNs	`1700100000000018` `170210200018`

Interior

Stories	1 Story
Building Area	2,333 sqft Living Area
1st Floor Area	2,333 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Cape Cod
Exterior Material	Wood
Construction Type	Wood
Lot Area	10,123 sqft (0.232 acres)
Lot Dimensions	135 ft deep x 75 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	1700100000000018
Street Address	55 SMITHFIELD DR
City	SPRINGFIELD
State	NJ
Zip	07081-2758
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	REVISED MAP/SMITHFIELD PARK
Legal Block	2102
Legal Lot Number	18
Jurisdiction	UNION NJ
Township / Civil Division	SPRINGFIELD
Census Block Group	1
Census Block	1015
Census Tract	37602

Owner

Source: Union County and Springfield Township records · APN 17-02102-0000-00018

Assessment roll updated July 8, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	55 SMITHFIELD DR, SPRINGFIELD, NJ 07081-2758
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Feb 23, 2021	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Nov 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage GARDEN ST HM LNS INC
Feb 11, 2017	Deed of Trust, Mortgage · Line of Credit PNC BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 05, 2004 · Amount on Record
Deed Sale	Mar 05, 2004 · Amount on Record
Deed Book / Page	5419 / 765
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	55 SMITHFIELD DR, SPRINGFIELD, NJ 07081-2758
Transaction Type	Mortgage
Record Updated	Sep 29, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 SMITHFIELD DR, SPRINGFIELD, NJ 07081-2758

Mortgage

Document Number	0154102595
Date	Sep 13, 2023
Book Page	15410/2595
Instrument	56195

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 07, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	55 SMITHFIELD DR, SPRINGFIELD, NJ 07081-2758
Transaction Type	Mortgage
Record Updated	Mar 10, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 SMITHFIELD DR, SPRINGFIELD, NJ 07081-2758

Mortgage

Document Number	0148912755
Date	Feb 23, 2021
Book Page	14891/2755
Instrument	4874

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 04, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	55 SMITHFIELD DR, SPRINGFIELD, NJ 07081-2758
Document Number	0148282427
Instrument Date	Nov 27, 2020
Transaction Type	Mortgage
Record Updated	Dec 17, 2020
Title Company	HUNTER TITLE AGENCY, HUNTER TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	55 SMITHFIELD DR SPRINGFIELD NJ 070812758, SPRINGFIELD, NJ 07081-2758

Mortgage

Document Number	0148282427
Date	Dec 02, 2020
Book Page	014828/002427
Instrument	704945

Lender

Name	GARDEN ST HM LNS INC
Address	CHERRY HILL, NJ 08003

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2050

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	55 SMITHFIELD DR, SPRINGFIELD, NJ 07081-2758
Document Number	0142390592
Book / Page	014239 / 000592
Instrument Date	Feb 11, 2017
Transaction Type	Mortgage
Record Updated	Sep 25, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 SMITHFIELD DR SPRINGFIELD NJ 070812758, SPRINGFIELD, NJ 07081-2758

Mortgage

Document Number	0142390592
Date	Feb 28, 2017
Book Page	014239/000592
Instrument	637296

Lender

Name	PNC BK
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Union County and Springfield Township records · Assessment roll updated July 8, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Springfield Township
Unified School District	Springfield Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$604,400 (-) Land $229,800 Building $374,600	$604,400 (-) Land $229,800 Building $374,600
2025	$14,572.00 (+1.52%)	$604,400 (-) Land $229,800 Building $374,600	$604,400 (-) Land $229,800 Building $374,600
2024	$14,354.00 (+9.5%)
2023		$604,400 Land $229,800 Building $374,600	$604,400 Land $229,800 Building $374,600
2022	$13,109.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (34039C), updated September 24, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340390376021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 36 individual NFIP policies nearby
Nearby Flood Policies	36 in force
Nearby Flood Claims	122 (1978–2023)
Claims Outside the SFHA	31 of 122
Most Recent Claim	Dec 2023, river or lake flooding
Claims By Storm	Remnants Of Hurricane Ida, Sep 2021 · 15 claims Hurricane Irene, Aug 2011 · 35 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 21 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 114 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	2,300 / 2,300
Xfinity	Cable	2,000 / 250

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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