55 Smith St, Greenfield, MA 01301 Property Records

Franklin County and Greenfield City property record for 55 Smith St, Greenfield, MA 01301

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,152 sqft · built 1950
Lot Size	0.325 acres (14,157 sqft)
Owner	Individual Name on Record
Last Sale	$163,900 (May 2019)
Tax Bill	$5,010 (2026)
Deeds & Mortgages	Oct 2022 Refinance Dec 2021 Refinance + 1 more
APN	`GREE M:0093 B:0029 L:0`

Property Details

APN / Parcel Number

Primary APN	`GREE M:0093 B:0029 L:0`
Alternative APN	`GRFL M:0093 B:0029 L:0`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,152 sqft Living Area
Gross Area	2,832 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,157 sqft (0.325 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	55 SMITH ST
City	GREENFIELD
State	MA
Zip	01301-2017
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Block	29
Jurisdiction	GREENFIELD MA
Township / Civil Division	GREENFIELD
Census Block Group	3
Census Block	3004
Census Tract	41200

Owner

Source: Franklin County and Greenfield City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	55 SMITH ST, GREENFIELD, MA 01301-2017
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance GREENFIELD COOPERATIVE BANK
Dec 13, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance GREENFIELD COOPERATIVE BANK
May 15, 2019	Quit Claim Deed, Transfer · Conventional with PMI MORTGAGE NTWK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2019 · Amount on Record
Deed Sale	May 15, 2019 · Amount on Record
Prior Sale	Apr 24, 2007 · Amount on Record
Deed Document Number	20194590
Deed Book / Page	7361 / 213
Prior Transfer Date	May 9, 2019
Prior Transfer Doc	7361-213
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENFIELD MA
Property Address	55 SMITH ST, GREENFIELD, MA 01301-2017
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008075-257
Date	Oct 3, 2022
Book Page	8075/257
Instrument	11014

Lender

Name	GREENFIELD COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Nov 1, 2032

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENFIELD MA
Property Address	55 SMITH ST, GREENFIELD, MA 01301-2017
Transaction Type	Mortgage
Record Updated	Dec 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007911-330
Date	Dec 13, 2021
Book Page	7911/330
Instrument	16148

Lender

Name	GREENFIELD COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	373 Months
Due	Jan 1, 2053

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GREENFIELD MA
Recording Date	May 15, 2019
Property Address	55 SMITH ST, GREENFIELD, MA 01301-2017
Document Number	7361-213
Book / Page	007361 / 000213
Instrument Date	May 9, 2019
Instrument	4590
Transaction Type	Transfer
Record Updated	Jun 4, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$747.38
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 CHAMPNEY RD GREENFIELD MA 013019612, GREENFIELD, MA 01301-9612

Mortgage

Document Number	7361-217
Date	May 15, 2019
Book Page	007361/000217
Instrument	4591

Lender

Name	MORTGAGE NTWK
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 14, 2049

Tax Assessment & Valuation

Source: Franklin County and Greenfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Franklin County
Municipality	Greenfield City
Unified School District	Greenfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,010.00 (+9.84%)	$268,800 (+15.27%) Land $57,800	$305,072 (+14.69%)
2025	$4,561.00 (+13.29%)	$233,200 (+13.81%) Land $73,700 Building $159,500
2024			$266,000
2023	$4,026.00	$204,900 Land $60,700 Building $144,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREENFIELD WATER DEPARTMENT serves 17,768 people · EPA ID MA1114000
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Greenfield Community Energy & Technology Fixed Wireless	200 / 200

May also be available: Verizon.

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