55 Smith St, Bristol, RI 02809 Property Records

Bristol Town property record for 55 Smith St, Bristol, RI 02809

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 840 sqft · built 1955
Lot Size	0.12 acres (5,218 sqft)
Owner	2 Individual Names on File
Last Sale	$675,000 (Oct 2022)
Tax Bill	$6,489 (2026)
Deeds & Mortgages	Oct 2022 Sale Nov 2019 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`50-0101-09`

Property Details

APN / Parcel Number

Primary APN	`50-0101-09`
Alternative APNs	`BRIS M:133 L:18` `6974`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	840 sqft Living Area
Gross Area	1,080 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Stone
Roof Type	Hip
Roof Material	Asphalt
Lot Area	5,218 sqft (0.12 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	50-0101-09
Street Address	55 SMITH ST
City	BRISTOL
State	RI
Zip	02809-4533
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Lot Number	18
Jurisdiction	BRISTOL RI
Township / Civil Division	BRISTOL
Census Block Group	1
Census Block	1011
Census Tract	30901

Owner

55 Smith St is owned by two individuals who bought it in October 2022.

Source: Bristol Town records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	104 KICKEMUIT AVE, BRISTOL, RI 02809-4426
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2022	Warranty Deed, Transfer
Nov 6, 2019	Warranty Deed, Transfer · Conventional Mortgage STEARNS LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 13, 2022 · Amount on File
Deed Sale	Oct 13, 2022 · Amount on File
Prior Sale	Nov 6, 2019 · Amount on File
Deed Document Number	20223091
Deed Book / Page	2191 / 12
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRISTOL RI
Recording Date	Oct 13, 2022
Property Address	55 SMITH ST, BRISTOL, RI 02809-4533
Document Number	0002191-12
Book / Page	2191 / 12
Instrument Date	Oct 11, 2022
Instrument	3091
Transaction Type	Transfer
Record Updated	Oct 27, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	104 KICKEMUIT AVE, BRISTOL, RI 02809-4426

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRISTOL RI
Recording Date	Nov 6, 2019
Property Address	55 SMITH ST, BRISTOL, RI 02809-4533
Document Number	2006-92
Book / Page	002006 / 000092
Instrument Date	Nov 6, 2019
Instrument	3141
Transaction Type	Transfer
Record Updated	Nov 26, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$319.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	18 PATRICIA ANN DR BRISTOL RI 028091589, BRISTOL, RI 02809-1589

Mortgage

Document Number	2006-95
Date	Nov 6, 2019
Book Page	002006/000095
Instrument	3142

Lender

Name	STEARNS LNDG

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 5, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 55 Smith St was $6,489, up 17% from the year before.

Source: Bristol Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Bristol Town
Unified School District	Bristol-Warren Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$6,489.00 (+17%)
2025	$5,546.00	$401,300 Land $266,700 Building $134,600
2023	$5,361.00 (+2.76%)	$401,300 (-) Land $266,700 Building $134,600
2022	$5,217.00	$401,300 Land $266,700 Building $134,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 55 Smith St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	14.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 38 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	41 (1978–2023)
Claims Outside the SFHA	5 of 41
Most Recent Claim	Dec 2023 · river or lake flooding
Claims by Event	Hurricane Sandy, Oct 2012 · 4 claims Severe Storms And Flooding, Mar 2010 · 7 claims Hurricane Bob, Aug 1991 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 55 Smith St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRISTOL COUNTY WATER AUTHORITY serves 49,000 people · EPA ID RI1647515
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
i3 Broadband Cable	2,000 / 40

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Smith St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures