55 Smith St, Belleville, NJ 07109 Property Records

Essex County and Belleville Township property record for 55 Smith St, Belleville, NJ 07109

Property Summary

Property Type	Single Family Home
Details	1,368 sqft · built 1924
Lot Size	0.059 acres (2,553 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Aug 2021)
Tax Bill	$10,139 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-06704-0000-00012`

Property Details

APN / Parcel Number

Primary APN	`01-06704-0000-00012`
Alternative APNs	`010025200019` `00003057`

Interior

Stories	2 Stories
Building Area	1,368 sqft Living Area

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Construction Type	Frame
Lot Area	2,553 sqft (0.059 acres)
Lot Dimensions	100 ft deep x 54 ft wide

Location & Zoning

Account Number	00003057
Street Address	55 SMITH ST
City	BELLEVILLE
State	NJ
Zip	07109-2439
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	25.54X100
Legal Subdivision	BELLEVILLE TOWNSHIP
Legal Block	6704
Legal Lot Number	12
Jurisdiction	ESSEX NJ
Township / Civil Division	BELLEVILLE
Census Block Group	2
Census Block	2005
Census Tract	14500

Owner

55 Smith St is owned and occupied by two individuals who bought it in August 2021.

Source: Essex County and Belleville Township records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	55 SMITH ST, BELLEVILLE, NJ 07109-2439
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2021	Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Jul 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage NP INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2021 · Amount on File
Deed Sale	Aug 11, 2021 · Amount on File
Prior Sale	Oct 21, 2014 · Amount on File
Deed Document Number	202198086
Record Updated	Oct 29, 2026

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Aug 11, 2021
Property Address	55 SMITH ST, BELLEVILLE, NJ 07109-2439
Document Number	2021098086
Instrument Date	Jul 23, 2021
Instrument	2021098086
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	FOUNDATION TITLE, FOUNDATION TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$812.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8 LOMBARDY ST, 8, NEWARK, NJ 07102-3210

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 SMITH ST, BELLEVILLE, NJ 07109-2439

Mortgage

Document Number	2021098087
Date	Aug 11, 2021
Instrument	2021098087

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	55 SMITH ST, BELLEVILLE, NJ 07109-2439
Document Number	0000067504
Instrument Date	Jul 8, 2020
Transaction Type	Mortgage
Record Updated	Aug 6, 2020
Title Company	FIT AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	55 SMITH ST BELLEVILLE NJ 071092439, BELLEVILLE, NJ 07109-2439

Mortgage

Document Number	0000067504
Date	Jul 21, 2020
Instrument	67504

Lender

Name	NP INC
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 20, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 55 Smith St was $10,139, up 3.1% from the year before.

Source: Essex County and Belleville Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Belleville Township
Unified School District	Belleville Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$243,900 (-) Land $95,900 Building $148,000	$243,900 (-) Land $95,900 Building $148,000
2025	$10,139.00 (+3.08%)	$243,900 Land $95,900 Building $148,000	$243,900 Land $95,900 Building $148,000
2024	$9,836.00
2023		$243,900 Land $95,900 Building $148,000	$243,900 Land $95,900 Building $148,000
2022	$8,653.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 55 Smith St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 55 Smith St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELLEVILLE WATER DEPT serves 35,129 people · EPA ID NJ0701001
Water Source	Purchased surface water from NEWARK WATER DEPARTMENT
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	Haloacetic acids resolved · Oct 2019 Total trihalomethanes resolved · Jul 2019 Treatment failure resolved · Oct 2016
Treatment and Procedure	Lead service line replacement currently in violation since Jul 2021 Corrosion control Jan 2023 Coliform corrective action Jan 2020
Monitoring and Reporting	19 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 624 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: Optimum, T-Mobile.

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