55 Silver Mountain Ln, Durango, CO 81301 Property Records

La Plata County property record for 55 Silver Mountain Ln, Durango, CO 81301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,917 sqft · built 1991
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$485,000 (Dec 2016)
Tax Bill	$2,673 (2025)
Deeds & Mortgages	Sep 2017 Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5665-211-13-001`

Property Details

APN / Parcel Number

Primary APN	`5665-211-13-001`
Alternative APN	`R021240`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,917 sqft Living Area
Gross Area	2,401 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Conventional
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Attached
Garage Area	484 sqft
Porch	Unfinished Open Porch
Porch Area	291 sqft

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	R021240
Street Address	55 SILVER MOUNTAIN LN
City	DURANGO
State	CO
Zip	81301-6529
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: HILLCREST EST, AMD 2 BLOCK: 0 LOT: 79 55 SILVER MOUNTAIN LN DURANGO 81301
Legal Subdivision	HILLCREST EST, AMD 2
Legal Block	1
Legal Lot Number	79
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	1
Census Block	1031
Census Tract	970800

Owner

Source: La Plata County assessment roll, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	55 SILVER MOUNTAIN LN, DURANGO, CO 81301-6529
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 29, 2016 · Amount on Record
Deed Sale	Dec 29, 2016 · Amount on Record
Prior Sale	Mar 2, 2015 · Amount on Record
Deed Document Number	20161122764
Prior Transfer Date	Nov 16, 2014
Prior Transfer Doc	0001089383
Record Updated	Sep 20, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	55 SILVER MOUNTAIN LN, DURANGO, CO 81301-6529
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001133939
Date	Sep 25, 2017
Instrument	1133939

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	55 SILVER MOUNTAIN LN, DURANGO, CO 81301-6529
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAND TITLE GUARANTEE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001173486
Date	Jul 6, 2020
Instrument	1173486

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	MINISINK HILLS, PA 18341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Municipality	Durango City
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$50,180 (-0.61%) Land $21,960 Building $28,220	$807,870 (-) Land $353,500 Building $454,370
2025	$2,673.00 (+73.23%)	$50,490 (+31.48%) Land $22,090 Building $28,400	$807,870 (+40.97%) Land $353,500 Building $454,370
2023	$1,543.00 (+11.97%)	$38,400 (+13.24%) Land $17,060 Building $21,340	$573,080 (+17.43%) Land $254,580 Building $318,500
2022	$1,378.00	$33,910 Land $13,950 Building $19,960	$488,000 Land $200,740 Building $287,260

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 44% of Colorado
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURANGO serves 33,787 people · EPA ID CO0134150
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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