55 Silver Beach Rd, Lavallette, NJ 08735 Property Records

Ocean County and Toms River Township property record for 55 Silver Beach Rd, Lavallette, NJ 08735

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,484 sqft · built 1986
Lot Size0.11 acres (4,792 sqft)
OwnerIndividual Name on File
Last Sale$685,000 (Mar 2017)
Tax Bill$13,850 (2025)
Deeds & MortgagesDec 2020 Mortgage
Mar 2017 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN08-01089-0000-00008

Property Details

APN / Parcel Number

Primary APN08-01089-0000-00008
Alternative APN
  • 080108900008

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,484 sqft Living Area

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsbestos
Lot Area4,792 sqft (0.11 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address55 SILVER BAY RD
CityTOMS RIVER
StateNJ
Zip08753
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeGB
Legal Description.110AC
Legal SubdivisionSILVER BEACH DIV 1 SEC A
Legal Block1089
Legal Lot Number8
JurisdictionOCEAN NJ
Township / Civil DivisionTOMS RIVER
Census Block Group2
Census Block2001
Census Tract722500

Owner

Source: Ocean County and Toms River Township assessment roll, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address27 OLD DENVILLE RD, BOONTON, NJ 07005-8802
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 1, 2020Deed of Trust, Mortgage · Conventional Mortgage
HOME POINT FINANCIAL CORPORATION
Mar 27, 2017Grant Deed, Transfer · Conventional Mortgage
RENAISSANCE LENDERS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 27, 2017 · Amount on Record
Deed SaleMar 27, 2017 · Amount on Record
Prior SaleApr 5, 2001 · Amount on Record
Deed Document Number201731199
Record UpdatedSep 20, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOCEAN NJ
Property Address55 SILVER BEACH RD, LAVALLETTE, NJ 08735-3339
Transaction TypeMortgage
Record UpdatedJan 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0181811438
DateDec 1, 2020
Book Page18181/1438
Instrument2020143168
Lender
NameHOME POINT FINANCIAL CORPORATION
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueNov 1, 2050

March 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOCEAN NJ
Recording DateMar 27, 2017
Property Address55 SILVER BEACH RD, LAVALLETTE, NJ 08735-3339
Document Number0166930116
Book / Page016693 / 000116
Instrument DateMar 10, 2017
Instrument31199
Transaction TypeTransfer
Record UpdatedApr 4, 2017
Title CompanyWESTCOR LAND TITLE INSURANCE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$685.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address55 SILVER BEACH RD LAVALLETTE NJ 087353339, LAVALLETTE, NJ 08735-3339

Mortgage

Document Number166930120
DateMar 27, 2017
Book Page016693/000120
Instrument31200
Lender
NameRENAISSANCE LENDERS
TypeFunding / Finance Company
AddressSPRINGFIELD, NJ 07081
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 26, 2047

Tax Assessment & Valuation

Source: Ocean County and Toms River Township assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyOcean County
County SubdivisionToms River Township
Unified School DistrictToms River Regional School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$708,800 (-) Land $578,000 Building $130,800$708,800 (-) Land $578,000 Building $130,800
2025$13,850.00 (+28.93%)$708,800 (+20.16%) Land $578,000 Building $130,800$708,800 (+20.16%) Land $578,000 Building $130,800
2024$10,742.00 (+9.11%)
2023$589,900 Land $578,000 Building $11,900$589,900 Land $578,000 Building $11,900
2022$9,845.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation6.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 520 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies540 units insured
incl. 20 condo units
Nearby Flood Claims666 (1978–2022)
Claims Outside the SFHA88 of 666
Most Recent ClaimDec 2022 · tidal / storm surge
Claims by Event
  • Hurricane Sandy, Nov 2012 · 551 claims
  • Hurricane Irene, Aug 2011 · 29 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 48 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - COASTAL NORTH
private · serves 377,613 people · EPA ID NJ1345001
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Sep 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,486 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum Communications
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20
T-Mobile USA
Fixed Wireless
100 / 20

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