55 Sears Point Rd, Chatham, MA 02633 Property Records

Barnstable County and Chatham Town property record for 55 Sears Point Rd, Chatham, MA 02633

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	6 bd · 3 ba · 1,880 sqft · built 1940
Owner	2 Trust Names on File
Last Sale	$4,125,000 (Oct 2019)
Tax Bill	$46,854 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`M:11A B:0008 L:X2`

Property Details

APN / Parcel Number

Primary APN	`M:11A B:0008 L:X2`
Alternative APNs	`CHAT M:11A1 B:0008 L:X2` `510`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,880 sqft Living Area
Gross Area	4,140 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1988
Architectural Style	Other
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	510
Street Address	55 SEARS POINT RD
City	CHATHAM
State	MA
Zip	02633-2543
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Local Zoning Code	R40
Legal Block	8
Legal Lot Number	X2
Jurisdiction	CHATHAM MA
Township / Civil Division	CHATHAM
Census Block Group	2
Census Block	2037
Census Tract	10700

Owner

55 Sears Point Rd, a residential property, is held in a trust since October 2019.

Source: Barnstable County and Chatham Town records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1890 BROADWAY, 605, SAN FRANCISCO, CA 94109-2218
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2022	Deed of Trust, Mortgage · ARM JPMORGAN CHASE BANK NA
Oct 15, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage FIRST REPUBLIC BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2019 · Amount on File
Deed Sale	Oct 15, 2019 · Amount on File
Prior Sale	Jun 12, 2015
Deed Document Number	201950557
Deed Book / Page	32379 / 194
Prior Transfer Date	Sep 29, 2019
Prior Transfer Doc	32379-194
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM MA
Property Address	55 SEARS POINT RD, CHATHAM, MA 02633-2543
Transaction Type	Mortgage
Record Updated	Jan 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	035226-304
Date	Jul 1, 2022
Book Page	35226/304
Instrument	33858

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Jul 1, 2032
Index	Other

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHATHAM MA
Recording Date	Oct 15, 2019
Property Address	55 SEARS POINT RD, CHATHAM, MA 02633-2543
Document Number	32379-194
Book / Page	32379 / 194
Instrument Date	Sep 29, 2019
Instrument	50557
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1000 GREEN ST APT 1004, 1004, SAN FRANCISCO, CA 94133-3693

Mortgage

Document Number	50558
Date	Oct 15, 2019
Instrument	50558

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Type Change Date	Jan 1, 2025

Tax Assessment & Valuation

The 2025 property tax bill for 55 Sears Point Rd was $46,854, up 8.8% from the year before.

Source: Barnstable County and Chatham Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Chatham Town
Unified School District	Monomoy Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$46,854.00 (+8.82%)	$13,502,700 (+11.96%) Building $13,502,700	$4,641,905
2024	$43,055.00 (+185.83%)	$12,060,100 (+210.64%) Building $12,060,100
2023	$15,063.00	$3,882,300 Building $3,882,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 55 Sears Point Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 155 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	169 units insured incl. 14 condo units
Nearby Flood Claims	76 (1988–2023)
Claims Outside the SFHA	26 of 76
Most Recent Claim	Dec 2023 · tidal / storm surge
Claims by Event	Severe Winter Storm And Flooding, Mar 2018 · 4 claims Blizzards, High Winds & Record Snowfall, Mar 1993 · 4 claims Coastal Storm, Oct 1991 · 34 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 55 Sears Point Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 88% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHATHAM WATER DEPARTMENT serves 30,000 people · EPA ID MA4055000
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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