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55 SE Seminole St, Unit B, Stuart, FL 34994 Property Records

Martin County property record for 55 SE Seminole St, Unit B, Stuart, FL 34994

Property Summary

Property TypeCondominium
Details2,527 sqft · built 2021
Owner2 Individual Names on File
Last Sale$1,150,000 (Apr 2022)
Tax Bill$15,883 (2025)
Deeds & MortgagesApr 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN04-38-41-008-003-0002.0-0-0000

Property Details

APN / Parcel Number

Primary APN04-38-41-008-003-0002.0-0-0000
Alternative APNs
  • 04-38-41-008-003-00020-0
  • 1124346

Interior

Units4 Units
Building Area2,527 sqft Living Area
Gross Area3,035 sqft
1st Floor Area2,527 sqft

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Architectural StyleCondo/Apartment
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Garage TypeAttached
Garage Area508 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Account Number1124346
Street Address55 SE SEMINOLE ST, B
CitySTUART
StateFL
Zip34994-2134
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionRIVER HOUSE STUART A CONDOMINIUM BLDG C UNIT B A CONDOMINIUM ACCORDING TO THE DECLARATION OF CONDOMINIUM RECORDED IN OR BOOK 3202 PAGE 2183 AND ALL AMENDMENTS THERETO PUBLIC RECORDS MARTIN COUNTY FL TOGETHER WITH AN UNDIVIDED INTEREST IN THE COMMON E
Legal Range41E
Legal Township38S
Legal Section4
Legal SubdivisionRIVER HOUSE STUART A CONDO
Legal Block1
JurisdictionMARTIN FL
Township / Civil DivisionSTUART
Census Block Group1
Census Block1008
Census Tract800

Owner

55 SE Seminole St, Unit B is owned and occupied by two individuals who bought it in April 2022.

Source: Martin County records, as of September 29, 2026

Owner of Record2 Individual Names on File
Mailing Address55 SE SEMINOLE ST, B, STUART, FL 34994-2134
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 26, 2022 · Amount on File
Deed SaleApr 26, 2022 · Amount on File
Deed Document Number20222956659
Deed Book / Page3309 / 270
Record UpdatedOct 29, 2026

April 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionMARTIN FL
Recording DateApr 26, 2022
Property Address55 SE SEMINOLE ST UNIT B, B, STUART, FL 34994-2134
Document Number0033090270
Book / Page3309 / 270
Map ReferenceMB 3202 PG 2183
Instrument DateApr 25, 2022
Instrument2956659
Transaction TypeTransfer
Record UpdatedMay 13, 2022
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$8,050.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10101 S DIXIE HWY, 10101, PINECREST, FL 33156-3146

Transferred To (Grantee/Buyer)

NameVerified Name
Address55 SE SEMINOLE ST UNIT B, B, STUART, FL 34994-2134

Mortgage

Document Number0003309272
DateApr 26, 2022
Instrument3309/272
Lender
NameFIRST HORIZON BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2052
Interest
Rate TypeAdjustable Rate
Rate3.25%
Type Change DateMay 1, 2032
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change8.25%
IndexOther
Max Rate8.25%

Tax Assessment & Valuation

The 2025 property tax bill for 55 SE Seminole St, Unit B was $15,883 with a homeowner's exemption, down 0.9% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
MunicipalityStuart City
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$15,883.00 (-0.94%) Additional exemption filed$934,641$1,182,080 Building $1,182,080
2024$16,033.00 (+1.87%)
2023$15,738.00 (-10.48%) Additional exemption filed$881,846 (-7.28%)$1,010,130 (+6.21%) Building $1,010,130
2022$17,580.00$951,040 Building $951,040$951,040 Building $951,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 55 SE Seminole St, Unit B in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 43 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies58 units insured
incl. 15 condo units
Nearby Flood Claims48 (1979–2022)
Claims Outside the SFHA34 of 48
Most Recent ClaimJun 2022 · tidal / storm surge
Claims by Event
  • Hurricane Frances, Sep 2004 · 23 claims
  • Severe Flooding, Oct 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 55 SE Seminole St, Unit B has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSTUART, CITY OF - WATER PLANT
serves 16,841 people · EPA ID FL4430259
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
AT&T
Fixed Wireless · DSL · Fiber in parts of the area		100 / 20

May also be available: Blue Stream, T-Mobile, Verizon.

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