55 SE Palermo Ct, Apt 105, Stuart, FL 34994 Property Records

Martin County property record for 55 SE Palermo Ct, Apt 105, Stuart, FL 34994

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,671 sqft · built 2006
Owner	2 Individual Names on Record
Last Sale	$290,000 (Sep 2026)
Tax Bill	$2,721 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Aug 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-38-41-031-005-0515.0-0-0000`

Property Details

APN / Parcel Number

Primary APN	`09-38-41-031-005-0515.0-0-0000`
Alternative APNs	`09-38-41-031-005-05150-0` `889518`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Units	11 Units
Stories	1 Story
Building Area	1,671 sqft Living Area
Gross Area	1,902 sqft
1st Floor Area	1,671 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Condo/Apartment
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Garage Type	Attached
Garage Area	231 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	139 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	889518
Street Address	55 SE PALERMO CT, 105
City	STUART
State	FL
Zip	34994-4492
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 515 BLDG 5 VILABELLA CENTRAL PARK CONDO PER AMD/SURV CERT IN OR 2212/2923
Legal Range	41E
Legal Township	38S
Legal Section	9
Legal Subdivision	VILABELLA CENTRAL PARK CONDO
Legal Block	1
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	1
Census Block	1037
Census Tract	1000

Owner

Source: Martin County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	55 SE PALERMO CT, 105, STUART, FL 34994-4492
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2026	Warranty Deed, Transfer · Conventional Mortgage LUMINATE HOME LOANS INC
Aug 25, 2026	Deed of Trust, Mortgage · Balloon Mortgage NONE LISTED ON DOCUMENT
Aug 25, 2020	Warranty Deed, Transfer SOUTH FLORIDA TITLE, SOUTH FLORIDA TITLE SVCS INC
Aug 25, 2020	Correction Deed SOUTH FLORIDA TITLE, SOUTH FLORIDA TITLE SVCS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2026 · Amount on Record
Deed Sale	Sep 29, 2026 · Amount on Record
Prior Sale	Oct 7, 2020 · Amount on Record
Deed Document Number	20263207242
Deed Book / Page	3593 / 498
Prior Transfer Date	Aug 17, 2020
Prior Transfer Doc	0031522581
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Sep 29, 2026
Property Address	55 SE PALERMO CT, 105, STUART, FL 34994-4492
Document Number	0003207242
Book / Page	3593 / 498
Instrument Date	Sep 25, 2026
Instrument	20263207242
Transaction Type	Transfer
Record Updated	Oct 21, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$205,030.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 SE PALERMO CT, 105, STUART, FL 34994-4492

Mortgage

Document Number	0003207243,
Date	Sep 29, 2026
Instrument	20263207243

Lender

Name	LUMINATE HOME LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Recording Date	Aug 25, 2026
Property Address	55 SE PALERMO CT, 105, STUART, FL 34994-4492
Document Number	0003202163
Book / Page	3586 / 2668
Instrument Date	Aug 21, 2026
Instrument	20263202163
Transaction Type	Mortgage
Record Updated	Sep 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 SE PALERMO CT, 105, STUART, FL 34994-4492

Mortgage

Document Number	0003202163,
Date	Aug 25, 2026
Book Page	3586/2668
Instrument	20263202163

Lender

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate Type	Balloon
Rate	5%
Initial Type	Balloon
Max Rate	-1%

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Aug 25, 2020
Property Address	55 SE PALERMO CT APT 105, 105, STUART, FL 34994-4492
Document Number	0031522582
Book / Page	003152 / 002582
Instrument Date	Aug 20, 2020
Instrument	2833872
Transaction Type	Transfer
Record Updated	Oct 2, 2020
Title Company	SOUTH FLORIDA TITLE, SOUTH FLORIDA TITLE SVCS INC

Transaction

Amount	Amount Recorded
Tax	$1,414.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 SE PALERMO CT #515 STUART FL 349944492, 515, STUART, FL 34994-4492

August 2020: Correction Deed

Document Type	Correction Deed
Jurisdiction	MARTIN FL
Recording Date	Aug 25, 2020
Property Address	55 SE PALERMO CT APT 105, 105, STUART, FL 34994-4492
Document Number	0031522581
Book / Page	003152 / 002581
Instrument Date	Aug 17, 2020
Instrument	2833871
Record Updated	Oct 1, 2020
Title Company	SOUTH FLORIDA TITLE, SOUTH FLORIDA TITLE SVCS INC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3887 HENNEBERRY RD JAMESVILLE NY 130788610, JAMESVILLE, NY 13078-8610

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Municipality	Stuart City
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,721.00 (-0.95%) Homeowner's exemption	$188,900 (+5.99%)	$257,800 (-15.56%) Building $257,800
2024	$2,747.00 (+2.73%)
2023	$2,674.00 (+4.58%) Additional exemption filed	$178,231 (+3%)	$305,300 (+14.65%) Building $305,300
2022	$2,557.00 Homeowner's exemption	$173,040	$266,290 Building $266,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 34 policies
Nearby Flood Policies	34 in force
Nearby Flood Claims	5 (1979–2022)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Jun 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STUART, CITY OF - WATER PLANT serves 16,841 people · EPA ID FL4430259
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Blue Stream, Hotwire Communications.

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