55 School St, Troy, NH 03465 Property Records

Cheshire County and Troy Town property record for 55 School St, Troy, NH 03465

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,248 sqft · built 1889
Lot Size	3.93 acres (171,191 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Jul 2026)
Tax Bill	$5,331 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Mar 2020 Mortgage
Flood Zone	Zone A (high risk)
APN	`TROY M:018 B:0152 L:0000`

Property Details

APN / Parcel Number

Primary APN	`TROY M:018 B:0152 L:0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,248 sqft Living Area
Gross Area	4,792 sqft
1st Floor Area	1,332 sqft
Attic	Attic
Attic Area	999 sqft
Basement Area	675 sqft
Unfinished Basement	675 sqft

Exterior

Year Built	Built 1889
Effective Year Built	Effective 1889
Architectural Style	Conventional
Exterior Material	Asbestos
Roof Type	Gable
Roof Material	Metal
Lot Area	171,191 sqft (3.93 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	55 SCHOOL ST
City	TROY
State	NH
Zip	03465-2132
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VILLAG
Legal Block	152
Jurisdiction	TROY TOWN NH
Township / Civil Division	TROY
Census Block Group	3
Census Block	3018
Census Tract	970800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Troy Village Historic District listed 2002 · 241 contributing resources · NRIS 02001500

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cheshire County and Troy Town assessment roll, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	55 SCHOOL ST, TROY, NH 03465-2132
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Warranty Deed, Transfer · Stand-Alone First Mortgage
Mar 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 27, 2026 · Amount on Record
Deed Sale	Jul 27, 2026 · Amount on Record
Prior Sale	Apr 30, 1996 · Amount on Record
Deed Document Number	20265780
Deed Book / Page	3357 / 191
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TROY TOWN NH
Recording Date	Jul 27, 2026
Property Address	55 SCHOOL ST, TROY, NH 03465-2132
Document Number	0000005780
Book / Page	3357 / 191
Instrument Date	Jul 27, 2026
Instrument	20265780
Transaction Type	Transfer
Record Updated	Aug 19, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	55 SCHOOL ST, TROY, NH 03465-2132

Mortgage

Date	Jul 27, 2026

Lender

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate	6.52%
Max Rate	-1%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TROY TOWN NH
Property Address	55 SCHOOL ST, TROY, NH 03465-2132
Document Number	0031031197
Instrument Date	Mar 21, 2020
Transaction Type	Mortgage
Record Updated	May 6, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	55 SCHOOL ST TROY NH 034652132, TROY, NH 03465-2132

Mortgage

Document Number	0031031197
Date	Mar 26, 2020
Book Page	003103/001197
Instrument	2373

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 25, 2040

Tax Assessment & Valuation

Source: Cheshire County and Troy Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Cheshire County
County Subdivision	Troy Town
Unified School District	Monadnock Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,331.00 (+19.48%)	$247,500 (+92.91%) Land $45,400 Building $202,100
2018	$4,462.00	$128,300 Land $40,800 Building $87,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Consolidated Communications Fiber	2,000 / 2,000
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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