55 School St, Spencer, MA 01562 Property Records

Worcester County and Spencer Town property record for 55 School St, Spencer, MA 01562

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,144 sqft · built 1988
Lot Size0.806 acres (35,101 sqft)
Owner2 Individual Names on File
Last Sale$102,000 (Dec 1997)
Tax Bill$4,383 (2026)
Flood ZoneZone X (minimal risk)
APNSPEN M:00U24 B:00028 L:00002

Property Details

APN / Parcel Number

Primary APNSPEN M:00U24 B:00028 L:00002

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,144 sqft Living Area
Gross Area2,798 sqft
Basement Area1,144 sqft
Unfinished Basement1,144 sqft

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleRanch
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area35,101 sqft (0.806 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address55 SCHOOL ST
CitySPENCER
StateMA
Zip01562-2057
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR
Legal Block28
Legal Lot Number2
JurisdictionSPENCER MA
Township / Civil DivisionSPENCER
Census Block Group1
Census Block1007
Census Tract726200

Owner

55 School St is owned and occupied by two individuals who bought it in December 1997.

Source: Worcester County and Spencer Town records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address55 SCHOOL ST, SPENCER, MA 01562-2057
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 8, 1997 · Amount on File
Deed SaleDec 8, 1997 · Amount on File
Deed Book / Page19417 / 260
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 55 School St was $4,383, up 10,093% from the year before.

Source: Worcester County and Spencer Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
County SubdivisionSpencer Town
Unified School DistrictSpencer-East Brookfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,383.00 (+10,093.02%)$399,200 (+8.66%) Land $59,900 Building $339,300$345,603 (+6%)
2025$43.00 (-98.91%)$367,400 (+6.99%) Land $52,100 Building $315,300$326,040
2024$3,928.00 (+5.62%)$343,400 (+11.35%) Land $52,100 Building $291,300
2023$3,719.00$308,400 Land $52,100 Building $256,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 55 School St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 55 School St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPENCER WATER DEPARTMENT
serves 7,037 people · EPA ID MA2280000
Water SourceGroundwater
Last State InspectionMay 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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