55 School St, Saco, ME 04072 Property Records

York County and Saco City property record for 55 School St, Saco, ME 04072

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 840 sqft · built 1887
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on Record
Last Sale	$161,900 (Mar 2017)
Tax Bill	$3,130 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C5070R`

Property Details

APN / Parcel Number

Primary APN	`C5070R`
Alternative APNs	`SACO M:031 L:035 U:000-000` `M:031 L:035 U:000=000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	840 sqft Living Area
Gross Area	2,036 sqft
1st Floor Area	560 sqft
Basement Area	560 sqft
Unfinished Basement	560 sqft

Exterior

Year Built	Built 1887
Effective Year Built	Effective 1887
Architectural Style	Conventional
Exterior Material	Asbestos
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,485 sqft (0.08 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	C5070R
Street Address	55 SCHOOL ST
City	SACO
State	ME
Zip	04072-3337
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HDR
Legal Lot Number	35
Jurisdiction	SACO ME
Township / Civil Division	SACO
Census Block Group	2
Census Block	2006
Census Tract	5301

Owner

Source: York County and Saco City records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	55 SCHOOL ST, SACO, ME 04072-3337
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Deed of Trust, Mortgage · FHA Mortgage UNITED STATES OF AMERICA
Mar 20, 2017	Intrafamily Transfer, Transfer · FHA Mortgage PRIMARY RESIDENTL MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 20, 2017 · Amount on Record
Deed Sale	Mar 20, 2017 · Amount on Record
Prior Sale	Apr 10, 2008 · Amount on Record
Deed Document Number	201710265
Deed Book / Page	17438 / 186
Transfer Doc	0174380186
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Recording Date	Jun 18, 2026
Property Address	55 SCHOOL ST, SACO, ME 04072-3337
Document Number	0000020822
Book / Page	19927 / 331
Instrument Date	Jun 1, 2026
Instrument	202620822
Transaction Type	Mortgage
Record Updated	Jul 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 SCHOOL ST, SACO, ME 04072-3337
Investor	Possibly a Property Investor

Mortgage

Document Number	0000020822,
Date	Jun 18, 2026
Book Page	19927/331
Instrument	202620822

Lender

Name	UNITED STATES OF AMERICA

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	253 Months
Due	Jul 1, 2047

Interest

Rate	6.3%
Max Rate	-1%

March 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACO ME
Recording Date	Mar 20, 2017
Property Address	55 SCHOOL ST, SACO, ME 04072-3337
Document Number	0174380186
Book / Page	17438 / 0186
Instrument	2017010265
Transaction Type	Transfer
Record Updated	Feb 2, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017010266
Date	Mar 20, 2017
Instrument	2017010266

Lender

Name	PRIMARY RESIDENTL MTG

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 20, 2047

Tax Assessment & Valuation

Source: York County and Saco City assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Saco City
Unified School District	Saco Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,130.00 (+1.07%)	$220,400 (-) Land $107,800 Building $112,600
2024	$3,097.00 (+5.09%)	$220,400 (+37.06%) Land $107,800 Building $112,600	$298,870
2022	$2,947.00	$160,800 Land $82,200 Building $78,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 93% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GoNetspeed.

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