55 School St, Lexington, MA 02421 Property Records

Middlesex County and Lexington Town property record for 55 School St, Lexington, MA 02421

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,974 sqft · built 1953
Lot Size	0.254 acres (11,071 sqft)
Owner	2 Individual Names on File
Last Sale	$1,625,000 (Oct 2023)
Tax Bill	$19,425 (2026)
Deeds & Mortgages	Jul 2025 Mortgage Oct 2023 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`LEXI M:0042 L:000125`

Property Details

APN / Parcel Number

Primary APN	`LEXI M:0042 L:000125`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,974 sqft Living Area
Gross Area	4,475 sqft
1st Floor Area	1,580 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,071 sqft (0.254 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	55 SCHOOL ST
City	LEXINGTON
State	MA
Zip	02421-7429
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Lot Number	125
Jurisdiction	LEXINGTON MA
Township / Civil Division	LEXINGTON
Census Block Group	4
Census Block	4018
Census Tract	358400

Owner

55 School St is owned and occupied by two individuals who bought it in October 2023.

Source: Middlesex County and Lexington Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	55 SCHOOL ST, LEXINGTON, MA 02421-7429
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2025	Deed of Trust, Mortgage BERKSHIRE BANK
Oct 27, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage GREYLOCK FCU
Jun 9, 2021	Deed of Trust, Mortgage · ARM CITIZENS BANK
May 17, 2019	Quit Claim Deed, Transfer CITIZENS BK/RI
Dec 17, 2018	Deed of Trust, Mortgage · Line of Credit EASTERN BK
May 26, 2017	Deed of Trust, Mortgage · Line of Credit RIVER WORKS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2023 · Amount on File
Deed Sale	Oct 27, 2023 · Amount on File
Prior Sale	May 17, 2019 · Amount on File
Deed Document Number	20231946430
Record Updated	Oct 29, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON MA
Property Address	55 SCHOOL ST, LEXINGTON, MA 02421-7429
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001981915
Date	Jul 28, 2025
Instrument	1981915

Lender

Name	BERKSHIRE BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.38%
Type Change Date	Aug 1, 2030
Index	Other

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LEXINGTON MA
Recording Date	Oct 27, 2023
Property Address	55 SCHOOL ST, LEXINGTON, MA 02421-7429
Document Number	0001946430
Instrument Date	Oct 27, 2023
Instrument	1946430
Transaction Type	Transfer
Record Updated	Nov 10, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	55 SCHOOL ST, LEXINGTON, MA 02421-7429

Mortgage

Document Number	0001946431
Date	Oct 27, 2023
Instrument	1946431

Lender

Name	GREYLOCK FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Nov 1, 2028
Max Rate At Change	3%
Index	1-Year CMT
Margin	3

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON MA
Property Address	55 SCHOOL ST, LEXINGTON, MA 02421-7429
Transaction Type	Mortgage
Record Updated	Aug 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1882588
Date	Jun 9, 2021
Instrument	1882588

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Type Change Date	Jun 1, 2028
Index	1-Year CMT

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LEXINGTON MA
Recording Date	May 17, 2019
Property Address	55 SCHOOL ST, LEXINGTON, MA 02421-7429
Document Number	0000013522
Instrument Date	May 16, 2019
Instrument	13522
Transaction Type	Transfer
Record Updated	Jun 4, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,042.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 SCHOOL ST LEXINGTON MA 024217429, LEXINGTON, MA 02421-7429

Mortgage

Document Number	13523
Date	May 17, 2019
Instrument	13523

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 16, 2049

Interest

Rate Type	Adjustable Rate

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON MA
Property Address	55 SCHOOL ST, LEXINGTON, MA 02421-7429
Document Number	0000005571
Instrument Date	Dec 17, 2018
Transaction Type	Mortgage
Record Updated	Feb 6, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 SCHOOL ST LEXINGTON MA 024217429, LEXINGTON, MA 02421-7429

Mortgage

Document Number	0000005571
Date	Jan 15, 2019
Instrument	5571

Lender

Name	EASTERN BK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON MA
Property Address	55 SCHOOL ST, LEXINGTON, MA 02421-7429
Document Number	0000062636
Instrument Date	May 26, 2017
Transaction Type	Mortgage
Record Updated	May 5, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000062636
Date	Jun 15, 2017
Instrument	62636

Lender

Name	RIVER WORKS CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jun 14, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 55 School St was $19,425, up 3.7% from the year before.

Source: Middlesex County and Lexington Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Lexington Town
Unified School District	Lexington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$19,425.00 (+3.74%)	$1,578,000 (+3.07%) Land $635,000 Building $943,000	$1,706,580 (-)
2025	$18,724.00 (+1.76%)	$1,531,000 (+1.93%) Land $605,000 Building $926,000	$1,706,580 (+12.62%)
2024	$18,400.00 (+1.53%)	$1,502,000 (+7.75%) Land $576,000 Building $926,000	$1,515,345
2023	$18,122.00	$1,394,000 Land $524,000 Building $870,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 55 School St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 55 School St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEXINGTON WATER DEPT. (MWRA) serves 34,074 people · EPA ID MA3155000
Water Source	Purchased surface water from MWRA
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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