55 Sawyers Cv, Murphy, NC 28906 Property Records

Cherokee County property record for 55 Sawyers Cv, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 680 sqft · built 2019
Lot Size	0.69 acres (30,056 sqft)
Owner	Individual Name on File
Last Sale	$111,500 (Jul 2019)
Tax Bill	$461 (2025)
Deeds & Mortgages	Dec 2019 Line of Credit Jul 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`454004624090000`

Property Details

APN / Parcel Number

Primary APN	`454004624090000`
Alternative APN	`50164`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Building Area	680 sqft Heated Area
Gross Area	1,044 sqft
1st Floor Area	680 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Metal
Lot Area	30,056 sqft (0.69 acres)
Lot Dimensions	269 ft deep x 199 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	364 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	50164
Street Address	55 SAWYERS CV
City	MURPHY
State	NC
Zip	28906-0319
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 20 SAWYER'S COVE 1616/298
Legal Lot Number	20
Jurisdiction	CHEROKEE NC
Township / Civil Division	NOTLA
Census Block Group	1
Census Block	1003
Census Tract	930606

Owner

55 Sawyers Cv is owned and occupied by an individual who bought it in July 2019.

Source: Cherokee County records, as of October 10, 2025

Owner of Record	Individual Name on File
Mailing Address	55 SAWYERS CV, MURPHY, NC 28906-0319
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2019	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK
Jul 22, 2019	Warranty Deed, Transfer
Jun 20, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2019 · Amount on File
Deed Sale	Jul 22, 2019 · Amount on File
Deed Document Number	20193250
Deed Book / Page	1618 / 528
Prior Transfer Date	May 31, 2019
Prior Transfer Doc	01616/0298
Record Updated	Jun 8, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	55 SAWYERS CV, MURPHY, NC 28906-0319
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01630/0927
Date	Dec 5, 2019
Book Page	01630/0927
Instrument	06037

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	MURPHY, NC 28906

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Nov 7, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Jul 22, 2019
Property Address	55 SAWYERS CV, MURPHY, NC 28906-0319
Document Number	01618/0528
Book / Page	01618 / 0528
Instrument Date	Jul 22, 2019
Instrument	03250
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount on Record
Tax	$223.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	220 BRYANT FARM RD, 220, MURPHY, NC 28906-0990

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 SAWYERS CV, MURPHY, NC 28906-0319

June 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHEROKEE NC
Recording Date	Jun 20, 2019
Property Address	55 SAWYERS CV, MURPHY, NC 28906-0319
Document Number	01616/0298
Book / Page	01616 / 0298
Instrument Date	May 31, 2019
Instrument	02730
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	220 BRYANT FARM RD, MURPHY, NC 28906-0990

Tax Assessment & Valuation

The 2025 property tax bill for 55 Sawyers Cv was $461.

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$461.00	$110,680	$110,680 Land $12,000 Building $98,680
2023		$110,680	$110,680 Land $12,000 Building $98,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 55 Sawyers Cv in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 55 Sawyers Cv is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 80% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Peachtree Broadband Fiber Cable	500 / 30
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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