55 Saugus Ave, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 55 Saugus Ave, Saugus, MA 01906

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,435 sqft · built 1940
Lot Size	0.459 acres (19,998 sqft)
Owner	Individual Name on Record
Last Sale	$685,000 (Aug 2020)
Tax Bill	$9,461 (2026)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Sep 2019 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:003-F B:0011 L:0003`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:003-F B:0011 L:0003`
Alternative APNs	`M:003=F B:0011 L:0003` `3854017`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,435 sqft Living Area
Gross Area	4,875 sqft
1st Floor Area	1,525 sqft
Basement Area	528 sqft
Unfinished Basement	528 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,998 sqft (0.459 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	3854017
Street Address	55 SAUGUS AVE
City	SAUGUS
State	MA
Zip	01906-3083
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NA
Legal Block	11
Legal Lot Number	3
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	4
Census Block	4025
Census Tract	208102

Owner

Source: Essex County and Saugus Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	55 SAUGUS AVE, SAUGUS, MA 01906-3083
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage LEADER BANK NA
Sep 4, 2019	Quit Claim Deed, Transfer · Stand-Alone Refinance CROSSCOUNTRY MORTGAGE INC
May 31, 2019	Quit Claim Deed, Transfer · Conventional with PMI JCT MTG FUND
Nov 19, 2018	Foreclosure Foreclosure Auction
Oct 10, 2017	Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2020 · Amount on Record
Deed Sale	Aug 3, 2020 · Amount on Record
Prior Sale	May 31, 2019 · Amount on Record
Deed Book / Page	38778 / 183
Prior Transfer Date	Jul 10, 2020
Prior Transfer Doc	38778-183
Record Updated	Oct 29, 2026

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Aug 3, 2020
Property Address	55 SAUGUS AVE, SAUGUS, MA 01906-3083
Document Number	38778-183
Book / Page	38778 / 183
Instrument Date	Jul 10, 2020
Instrument	20200803001090
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 SAUGUS AVE, SAUGUS, MA 01906-3083

Mortgage

Document Number	200803001100
Date	Aug 3, 2020
Instrument	200803001100

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Sep 4, 2019
Property Address	55 SAUGUS AVE, SAUGUS, MA 01906-3083
Document Number	37813-180
Book / Page	37813 / 180
Instrument Date	Aug 29, 2019
Instrument	20190904002580
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 SAUGUS AVE, SAUGUS, MA 01906-3083

Mortgage

Document Number	037813-182
Date	Sep 4, 2019
Book Page	37813/182
Instrument	20190904002590

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	May 31, 2019
Property Address	55 SAUGUS AVE, SAUGUS, MA 01906-3083
Document Number	37556-84
Book / Page	037556 / 000084
Instrument Date	Mar 29, 2019
Instrument	1905317890
Transaction Type	Transfer
Record Updated	Apr 14, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	54 HANCOCK ST REVERE MA 021515231, REVERE, MA 02151-5231

Mortgage

Document Number	37556-87
Date	May 31, 2019
Book Page	037556/000087
Instrument	1905317900

Lender

Name	JCT MTG FUND

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

November 2018: Foreclosure

Document Type	Foreclosure
Jurisdiction	SAUGUS MA
Recording Date	Nov 19, 2018
Property Address	55 SAUGUS AVE, SAUGUS, MA 01906-3083
Document Number	37162-555
Book / Page	037162 / 000555
Instrument Date	Nov 16, 2018
Instrument	1119003040
Transaction Type	Foreclosure
Record Updated	Dec 12, 2018

Transaction

Amount	Amount Recorded
Tax	$2,667.60
Amount Accuracy	Confirmed
Additional	Foreclosure Auction Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1661 WORTHINGTON RD #100 WEST PALM BEACH FL 334096493, 100, WEST PALM BEACH, FL 33409-6493

October 2017: Foreclosure

Document Type	Foreclosure
Jurisdiction	SAUGUS MA
Recording Date	Oct 10, 2017
Property Address	55 SAUGUS AVE, SAUGUS, MA 01906-3083
Document Number	36239-200
Book / Page	036239 / 000200
Instrument Date	Oct 5, 2017
Instrument	1710100305
Transaction Type	Foreclosure
Record Updated	Oct 31, 2017

Transaction

Amount	Amount Recorded
Tax	$2,795.00
Amount Accuracy	Confirmed
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1661 WORTHINGTON RD #100 WEST PALM BEACH FL 334096493, 100, WEST PALM BEACH, FL 33409-6493

Tax Assessment & Valuation

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,461.00 (+3.72%)	$908,000 (+6.31%) Land $385,000 Building $523,000	$921,565 (+1.56%)
2025	$9,122.00 (+3.75%)	$854,100 (+3.46%) Land $350,000 Building $504,100	$907,440
2024	$8,792.00 (+3.16%)	$825,500 (+9.06%) Land $330,000 Building $495,500
2023	$8,523.00	$756,900 Land $290,000 Building $466,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 87 individual policies
Nearby Flood Policies	95 units insured incl. 8 condo units
Nearby Flood Claims	103 (1978–2024)
Claims Outside the SFHA	7 of 103
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Severe Storms And Flooding, May 2006 · 10 claims Extreme Weather Conditons And Flooding, Oct 1996 · 11 claims Coastal Storm, Oct 1991 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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