Monroe County and Rochester City property record for 55 Santee St, Rochester, NY 14606
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,272 sqft · built 1925 |
| Lot Size | 0.137 acres (6,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $124,900 (May 2026) |
| Tax Bill | $1,055 (2026) |
| Deeds & Mortgages | May 2026 Mortgage May 2026 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 019336-00.0 |
| Primary APN | 019336-00.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,272 sqft Living Area |
| 1st Floor Area | 656 sqft |
| 2nd Floor Area | 616 sqft |
| Upper Floors Area | 308 sqft |
| Game Room | Game Room |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,000 sqft (0.137 acres) |
| Lot Dimensions | 150 ft deep x 40 ft wide |
| Porch | Slab |
| Porch Area | 320 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 019336-00.0 |
|---|---|
| Street Address | 55 SANTEE ST |
| City | ROCHESTER |
| State | NY |
| Zip | 14606-2505 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 12 |
| Legal Description | 0024.00 302 10 00000 1 HUSTON SUB |
| Legal Block | 2 |
| Legal Lot Number | 16.000 |
| Jurisdiction | MONROE NY |
| Township / Civil Division | ROCHESTER |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 2400 |
Source: Monroe County and Rochester City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 55 SANTEE ST, ROCHESTER, NY 14606-2505 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 14, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIVE STAR BANK |
| May 14, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIVE STAR BANK |
| May 14, 2026 | Deed, Transfer · Conventional Mortgage FIVE STAR BANK |
| Aug 1, 2023 | Deed of Trust, Mortgage · Commercial Mortgage LIMA ONE CAPITAL LLC |
| Oct 27, 2022 | Deed of Trust, Mortgage · Commercial Mortgage RCN CAPITAL LLC |
| Aug 10, 2022 | Correction Deed |
| Aug 4, 2022 | Quit Claim Deed, Transfer ROCHESTER ABSTRACT CORPORATION, ROCHESTER ABSTRACT CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 14, 2026 · Amount on Record |
| Deed Sale | May 14, 2026 · Amount on Record |
| Prior Sale | Oct 17, 2013 · Amount on Record |
| Deed Document Number | 20263420367 |
| Deed Book / Page | 13193 / 886 |
| Prior Transfer Date | Aug 3, 2022 |
| Prior Transfer Doc | 0000000978 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Recording Date | May 14, 2026 |
| Property Address | 55 SANTEE ST, ROCHESTER, NY 14606-2505 |
| Document Number | 0003420368 |
| Book / Page | 31322 / 748 |
| Instrument Date | May 14, 2026 |
| Instrument | 20263420368 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2026 |
| Title Company | SIMPLE TITLE, SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Address | 55 SANTEE ST, ROCHESTER, NY 14606-2505 |
| Document Number | 0003420368, |
|---|---|
| Date | May 14, 2026 |
| Book Page | 31322/748 |
| Instrument | 20263420368 |
| Name | FIVE STAR BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Recording Date | May 14, 2026 |
| Property Address | 55 SANTEE ST, ROCHESTER, NY 14606-2505 |
| Document Number | 0003420369 |
| Book / Page | 31322 / 770 |
| Instrument Date | May 14, 2026 |
| Instrument | 20263420369 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2026 |
| Title Company | SIMPLE TITLE, SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Address | 55 SANTEE ST, ROCHESTER, NY 14606-2505 |
| Document Number | 0003420369, |
|---|---|
| Date | May 14, 2026 |
| Book Page | 31322/770 |
| Instrument | 20263420369 |
| Name | FIVE STAR BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONROE NY |
| Recording Date | May 14, 2026 |
| Property Address | 55 SANTEE ST, ROCHESTER, NY 14606-2505 |
| Document Number | 0003420367 |
| Book / Page | 13193 / 886 |
| Instrument Date | May 5, 2026 |
| Instrument | 20263420367 |
| Transaction Type | Transfer |
| Record Updated | Jul 23, 2026 |
| Title Company | SIMPLE TITLE, SIMPLIFILE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $50,459.60 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 55 SANTEE ST, ROCHESTER, NY 14606-2505 |
| Document Number | 0000000368, |
|---|---|
| Date | May 14, 2026 |
| Instrument | 2026368 |
| Name | FIVE STAR BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Number | 0003420369, |
|---|---|
| Date | May 14, 2026 |
| Book Page | 31322/770 |
| Instrument | 20263420369 |
| Name | FIVE STAR BANK |
|---|
| Amount | Amount Recorded |
|---|
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 55 SANTEE ST, ROCHESTER, NY 14606-2505 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2023 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 29 MARBLEHEAD DR, ROCHESTER, NY 14615-1129 |
| Document Number | 0000001820 |
|---|---|
| Date | Aug 1, 2023 |
| Book Page | 30382/632 |
| Instrument | 202308011820 |
| Name | LIMA ONE CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | GREENVILLE, SC 29601 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE NY |
| Property Address | 55 SANTEE ST, ROCHESTER, NY 14606-2505 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2022 |
| Title Company | FIRST AMERICAN ROCHESTER TTL |
| Name | Verified Name |
|---|---|
| Address | 29 MARBLEHEAD DR, ROCHESTER, NY 14615-1129 |
| Document Number | 0000000422 |
|---|---|
| Date | Oct 27, 2022 |
| Book Page | 30109/559 |
| Instrument | 202210270422 |
| Name | RCN CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | SOUTH WINDSOR, CT 06074 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Nov 1, 2023 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | MONROE NY |
| Recording Date | Aug 10, 2022 |
| Property Address | 55 SANTEE ST, ROCHESTER, NY 14606-2505 |
| Document Number | 0000000786 |
| Book / Page | 12704 / 290 |
| Map Reference | LB 3 PG 60 |
| Instrument Date | Aug 8, 2022 |
| Instrument | 202208100786 |
| Record Updated | Sep 13, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 29 MARBLEHEAD DR, 29, ROCHESTER, NY 14615-1129 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 15616, ROCHESTER, NY 14615-0616 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE NY |
| Recording Date | Aug 4, 2022 |
| Property Address | 55 SANTEE ST, ROCHESTER, NY 14606-2505 |
| Document Number | 0000000978 |
| Book / Page | 12701 / 518 |
| Map Reference | LB 26 PG 7 |
| Instrument Date | Aug 3, 2022 |
| Instrument | 202208040978 |
| Transaction Type | Transfer |
| Record Updated | Oct 18, 2022 |
| Title Company | ROCHESTER ABSTRACT CORPORATION, ROCHESTER ABSTRACT CORP |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 29 MARBLEHEAD DR, 29, ROCHESTER, NY 14615-1129 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 15616, ROCHESTER, NY 14615-0616 |
Source: Monroe County and Rochester City assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Monroe County |
| Municipality | Rochester City |
| Unified School District | Rochester City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,055.00 (+5.29%) | ||
| 2025 | $1,002.00 | $97,500 (+94.61%) Land $7,700 Building $89,800 | $97,500 (+61.53%) Land $7,700 Building $89,800 |
| 2023 | $50,100 Land $4,300 Building $45,800 | $60,361 Land $5,181 Building $55,180 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROCHESTER CITY serves 210,000 people · EPA ID NY2704518 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control currently in violation since Jan 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 892 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Starlink Satellite | 280 / 30 |
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