55 Sandy Ln, Lancaster, VA 22503 Property Records

Lancaster County property record for 55 Sandy Ln, Lancaster, VA 22503 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,400 sqft · built 2016
Lot Size	0.516 acres (22,494 sqft)
Owner	Individual Name on File
Last Sale	$231,000 (May 2023)
Tax Bill	$13 (2025)
Deeds & Mortgages	Feb 2024 Transfer Feb 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20D 2 399`

Property Details

APN / Parcel Number

Primary APN	`20D 2 399`
Alternative APN	`3207`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,400 sqft Living Area
Gross Area	3,085 sqft
1st Floor Area	1,400 sqft
Basement Area	336 sqft
Unfinished Basement	336 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2022
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	22,494 sqft (0.516 acres)

Exterior Amenities

Deck Area	25 sqft
Patio Area	64 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	3207
Street Address	55 SANDY LN
City	LANCASTER
State	VA
Zip	22503-3563
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CORROTOMAN BY THE BAY LOT LR23/903
Legal Subdivision	CORROTOMAN
Jurisdiction	LANCASTER VA
Township / Civil Division	1
Census Block Group	3
Census Block	3009
Census Tract	30100

Owner

Source: Lancaster County records · APN 20D 2 399

Assessment roll updated May 19, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	55 SANDY LN, LANCASTER, VA 22503-3563
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2024	Correction Deed
Feb 01, 2017	Deed of Trust, Mortgage · Commercial Mortgage BANK OF LANCASTER
Jan 19, 2021	Deed of Trust, Mortgage · Commercial Mortgage VIRGINIA COMMONWEALTH BANK
Nov 05, 2020	Warranty Deed, Transfer LAWYERS TITLE/MIDDLE PENINSULA, LAWYERS TITLE MID PENINSULA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 24, 2023 · Amount on Record
Deed Sale	May 24, 2023 · Amount on Record
Prior Sale	Nov 05, 2020 · Amount on Record
Deed Document Number	2023903
Record Updated	Jun 08, 2026

February 2024: Correction Deed

Document Type	Correction Deed
Jurisdiction	LANCASTER VA
Recording Date	Feb 15, 2024
Property Address	55 SANDY LN, LANCASTER, VA 22503-3563
Document Number	0240000280
Instrument Date	Jan 29, 2024
Instrument	240000280
Record Updated	Mar 21, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 SANDY LN, LANCASTER, VA 22503-3563

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER VA
Property Address	55 SANDY LN, LANCASTER, VA 22503-3563
Transaction Type	Mortgage
Record Updated	Sep 06, 2022
Title Company	SAGE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0170000198
Date	Feb 01, 2017
Instrument	170000198

Lender

Name	BANK OF LANCASTER

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	299 Months
Due	Jan 28, 2042

Interest

Rate Type	Adjustable Rate

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER VA
Property Address	55 SANDY LN, LANCASTER, VA 22503-3563
Transaction Type	Mortgage
Record Updated	Sep 06, 2022
Title Company	LAWYERS TITLE MID PENINSULA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210000159
Date	Jan 19, 2021
Instrument	210000159

Lender

Name	VIRGINIA COMMONWEALTH BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jan 14, 2026

Interest

Rate Type	Adjustable Rate

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LANCASTER VA
Recording Date	Nov 05, 2020
Property Address	55 SANDY LN, LANCASTER, VA 22503-3563
Document Number	0200002521
Instrument Date	Oct 26, 2020
Instrument	200002521
Transaction Type	Transfer
Record Updated	Sep 06, 2022
Title Company	LAWYERS TITLE/MIDDLE PENINSULA, LAWYERS TITLE MID PENINSULA

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37891 PIGGOTT HOUSE PL, PURCELLVILLE, VA 20132-3435

Tax Assessment & Valuation

Source: Lancaster County records · Assessment roll updated May 19, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Lancaster County
Unified School District	Lancaster County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13.00 (-98.61%)	$251,700 (+69.61%) Land $4,500 Building $247,200	$251,700 (+69.61%) Land $4,500 Building $247,200
2023	$934.00	$148,400 Land $4,000 Building $144,400	$148,400 Land $4,000 Building $144,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lancaster County (51103C), updated July 4, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 511030301003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	4 in force
Nearby Flood Claims	7 (1985–2020)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Sep 2020
Claims By Storm	Hurricane Isabel, Sep 2003 · 2 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 5,882 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 67 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cogeco Cable Holdings II	Cable	1,000 / 50
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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