55 Sandy Ln, Buffalo, NY 14227 Property Records

Erie County and Cheektowaga Town property record for 55 Sandy Ln, Buffalo, NY 14227

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 960 sqft · built 1966
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (Aug 2024)
Tax Bill	$6,145 (2026)
Deeds & Mortgages	Oct 2020 Mortgage Apr 2019 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`041-0530000`

Property Details

APN / Parcel Number

Primary APN	`041-0530000`
Alternative APNs	`30891133400001025000` `143089 113.34-1-25`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Ranch
Exterior Material	Composition/Composite
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	150 sqft
Patio Area	100 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	041-0530000
Street Address	55 SANDY LN
City	BUFFALO
State	NY
Zip	14227-1330
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02R
Legal Description	MC 2228 SL 149
Legal Subdivision	HOLLAND LAND COMPANYS SURVEY
Legal Block	1
Legal Lot Number	25.000
Jurisdiction	ERIE NY
Township / Civil Division	CHEEKTOWAGA
Census Block Group	3
Census Block	3004
Census Tract	10902

Owner

Source: Erie County and Cheektowaga Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	55 SANDY LN, BUFFALO, NY 14227-1330
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Apr 15, 2019	Deed, Transfer
Mar 21, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 31, 2018	Deed of Trust, Mortgage · Line of Credit KEYBANK USA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 21, 2024 · Amount on Record
Deed Sale	Aug 21, 2024 · Amount on Record
Prior Sale	Apr 15, 2019 · Amount on Record
Deed Document Number	20242024140384
Deed Book / Page	11434 / 9301
Prior Transfer Date	Mar 13, 2019
Prior Transfer Doc	0113423256
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	55 SANDY LN, BUFFALO, NY 14227-1330
Document Number	0139652436
Instrument Date	Oct 30, 2020
Transaction Type	Mortgage
Record Updated	Dec 17, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 SANDY LN BUFFALO NY 142271330, BUFFALO, NY 14227-1330

Mortgage

Document Number	0139652436
Date	Nov 16, 2020
Book Page	013965/002436

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 15, 2035

April 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	ERIE NY
Recording Date	Apr 15, 2019
Property Address	55 SANDY LN, BUFFALO, NY 14227-1330
Document Number	0113432865
Book / Page	11343 / 2865
Map Reference	MB 2228
Instrument Date	Apr 12, 2019
Instrument	2019072491
Transaction Type	Transfer
Record Updated	Apr 14, 2022

Transaction

Amount	Amount Recorded
Tax	$1,215.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	55 SANDY LN, 55, CHEEKTOWAGA, NY 14227-1330

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	71 MICHAELS WALK, LANCASTER, NY 14086-9325

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ERIE NY
Recording Date	Mar 21, 2019
Property Address	55 SANDY LN, BUFFALO, NY 14227-1330
Document Number	0113423256
Book / Page	011342 / 003256
Instrument Date	Mar 13, 2019
Transaction Type	Transfer
Record Updated	Apr 3, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 SANDY LN CHEEKTOWAGA NY 142271330, CHEEKTOWAGA, NY 14227-1330

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	55 SANDY LN, BUFFALO, NY 14227-1330
Document Number	0138517888
Instrument Date	Mar 31, 2018
Transaction Type	Mortgage
Record Updated	Apr 27, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 SANDY LN CHEEKTOWAGA NY 142271330, CHEEKTOWAGA, NY 14227-1330

Mortgage

Document Number	0138517888
Date	Apr 12, 2018
Book Page	013851/007888

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Erie County and Cheektowaga Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Cheektowaga Town
Unified School District	Cheektowaga Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,145.00 (+113.15%)
2025	$2,883.00 (-42.2%)	$161,000 (-) Land $16,400 Building $144,600	$214,667 (+6.67%) Land $21,867 Building $192,800
2024	$4,988.00	$161,000 (-) Land $16,400 Building $144,600	$201,250 (+13.75%) Land $20,500 Building $180,750
2023		$161,000 Land $16,400 Building $144,600	$176,923 Land $18,022 Building $158,901

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1979–1980)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Aug 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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