55 Sandy Cove Rd, Standish, ME 04084 Property Records

Cumberland County and Standish Town property record for 55 Sandy Cove Rd, Standish, ME 04084

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,092 sqft · built 1987
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on File
Tax Bill	$5,931 (2025)
Deeds & Mortgages	Oct 2018 Mortgage Oct 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`STAN M:16 L:20-B`

Property Details

APN / Parcel Number

Primary APN	`STAN M:16 L:20-B`
Alternative APNs	`M:16 L:20=B` `M4871R`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,092 sqft Living Area
Gross Area	2,328 sqft
1st Floor Area	1,092 sqft
Basement Area	1,092 sqft
Unfinished Basement	1,092 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	130,680 sqft (3 acres)
Garage Type	Carport
Carport	Carport
Deck Area	Deck Area
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	M4871R
Street Address	55 SANDY COVE RD
City	STANDISH
State	ME
Zip	04084-5716
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Subdivision	SANDY COVE CONDO ASSOCIATION P
Legal Lot Number	20-B
Jurisdiction	STANDISH ME
Township / Civil Division	STANDISH
Census Block Group	2
Census Block	2002
Census Tract	17002

Owner

55 Sandy Cove Rd is owned and occupied by an individual who acquired it in February 2009.

Source: Cumberland County and Standish Town records, as of July 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	55 SANDY COVE RD, STANDISH, ME 04084-5716
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2018	Deed of Trust, Mortgage GORHAM SAVINGS BANK
Oct 15, 2020	Deed of Trust, Mortgage · Line of Credit BATH SVGS INSTITUTION
Jul 16, 2019	Deed of Trust, Mortgage BATH SVGS INSTITUTION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 25, 2009
Deed Sale	Feb 25, 2009
Deed Book / Page	26658 / 47
Record Updated	Sep 20, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANDISH ME
Property Address	55 SANDY COVE RD, STANDISH, ME 04084-5716
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0352290085
Date	Oct 19, 2018
Book Page	35229/0085
Instrument	000000053821

Lender

Name	GORHAM SAVINGS BANK

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 19, 2048

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANDISH ME
Property Address	55 SANDY COVE RD, STANDISH, ME 04084-5716
Document Number	0373630019
Instrument Date	Oct 15, 2020
Transaction Type	Mortgage
Record Updated	Nov 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 82 STANDISH ME 040840082, STANDISH, ME 04084-0082

Mortgage

Document Number	0373630019
Date	Oct 29, 2020
Book Page	037363/000019
Instrument	69666

Lender

Name	BATH SVGS INSTITUTION
Address	SOUTH PORTLAND, ME 04106

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Oct 28, 2045

Interest

Rate Type	Adjustable Rate

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANDISH ME
Property Address	55 SANDY COVE RD, STANDISH, ME 04084-5716
Document Number	0358190264
Instrument Date	Jul 16, 2019
Transaction Type	Mortgage
Record Updated	Aug 6, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 SANDY COVE RD STANDISH ME 040845716, STANDISH, ME 04084-5716

Mortgage

Document Number	0358190264
Date	Jul 22, 2019
Book Page	035819/000264
Instrument	33222

Lender

Name	BATH SVGS INSTITUTION
Address	BATH, ME 04530

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 21, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 55 Sandy Cove Rd was $5,931.

Source: Cumberland County and Standish Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Standish Town
Unified School District	School Administrative District 06 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,931.00 (-0.03%)	$478,300 (+1.57%) Land $66,400 Building $411,900
2024	$5,933.00 (+4.33%)	$470,900 (+14.69%) Land $61,600 Building $409,300
2023	$5,687.00 (+19.55%)	$410,600 (+24.73%) Land $52,400 Building $358,200
2022	$4,757.00	$329,200 Land $46,800 Building $282,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 55 Sandy Cove Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	4 (1998–2010)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Feb 2010 · Severe Winter Storm

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 55 Sandy Cove Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 93% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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