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55 Saint Kitts Loop, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 55 Saint Kitts Loop, Saint Augustine, FL 32092 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2017
Square Footage1,548 sqft Living Area
Lot Size7,405 sqft (0.17 acres)
OccupancyOwner Occupied
Last Sale$385,000 (2022)
Tax Bill$2,001.00 (2025)

Property Details

APN / Parcel Number

Primary APN027442-0020

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Building Area1,548 sqft Living Area
Gross Area2,068 sqft Gross Area
1st Floor1,548 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialConcrete Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area7,405 sqft (0.17 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area400 sqft Garage
Porch Area120 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address55 SAINT KITTS LOOP
CitySAINT AUGUSTINE
StateFL
Zip32092-1180
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description75/43-56 WINDWARD RANCH PHASE ONE LOT 2 OR5559/436
Legal Range28E
Legal Township06S
Legal Section36
Legal SubdivisionWINDWARD RANCH PHASE ONE
Legal Phase1
Legal Block2
Legal Lot Number2
JurisdictionST JOHNS FL
Minor Civil DivisionST. AUGUSTINE
Census Blockgroup2
Census Block2017
Census Tract20906

Owner

Source: St. Johns County records · APN 027442-0020

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address55 SAINT KITTS LOOP, SAINT AUGUSTINE, FL 32092-1180
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 16, 2022Warranty Deed, Transfer · Conventional Mortgage
VYSTAR CU
Dec 11, 2017Loan Modification, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
EAGLE HM MTG LLC/DE (FN)
Sep 14, 2017Special Warranty Deed, Subdivision Related Transfer · Adjustable Rate Mortgage (ARM)
EAGLE HOME MORTGAGE LLC
Jan 17, 2018Grant Deed
NORTH AMERICAN TITLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 16, 2022 · Amount on Record
Deed SaleMay 16, 2022 · Amount on Record
Prior SaleSep 14, 2017 · Amount on Record
Deed Doc Number202249633
Deed Book / Page5559 / 436
Record RefreshedJun 08, 2026

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateMay 16, 2022
Property Address55 SAINT KITTS LOOP, SAINT AUGUSTINE, FL 32092-1180
Document Number0055590436
Book / Page5559 / 436
Map ReferenceMB 75 PG 43
Instrument DateMay 11, 2022
Instrument2022049633
Transaction TypeTransfer
Record UpdatedMay 31, 2022
Title CompanyLAND TITLE/AMERICA INC, LAND TITLE OF AMERICA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,695.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4516 COQUINA CROSSING DR, 4516, ELKTON, FL 32033-2073

Transferred To (Grantee/Buyer)

NameVerified Name
Address55 SAINT KITTS LOOP, ST AUGUSTINE, FL 32092-1180

Mortgage

Document Number0005559438
DateMay 16, 2022
Instrument5559/438
Lender
NameVYSTAR CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2052

December 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST JOHNS FL
Property Address55 SAINT KITTS LOOP, SAINT AUGUSTINE, FL 32092-1180
Document Number0045280349
Instrument DateDec 11, 2017
Transaction TypeMortgage
Record UpdatedApr 18, 2018
Title CompanyNORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife

Mortgage

Document Number0045280349
DateApr 06, 2018
Book Page004528/000349
Instrument23232
Lender
NameEAGLE HM MTG LLC/DE (FN)
TypeMortgage Company
AddressCLEARWATER, FL 33760
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded

September 2017: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateSep 14, 2017
Property Address55 SAINT KITTS LOOP, SAINT AUGUSTINE, FL 32092-1180
Document Number0044341402
Book / Page4434 / 1402
Map ReferenceMB78 PG10
Instrument DateAug 31, 2017
Instrument2017062814
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 31, 2021
Title CompanyNORTH AMERICAN TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address9440 PHILIPS HWY STE 7, 9440, JACKSONVILLE, FL 32256-1339

Transferred To (Grantee/Buyer)

NameVerified Name
Address55 SAINT KITTS LOOP, SAINT AUGUSTINE, FL 32092-1180

Mortgage

Document Number2017062815
DateSep 14, 2017
Instrument2017062815
Lender
NameEAGLE HOME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term360 Months
DueSep 01, 2047
Interest
Rate TypeAdjustable Rate
Type Change DateOct 01, 2022
Change FrequencyAnnually
Min Rate At Change2%
Max Rate At Change3.87%
Index1-Year CMT
Margin2
Max Rate5%

January 2018: Grant Deed

Document TypeGrant Deed
JurisdictionST JOHNS FL
Recording DateJan 17, 2018
Property Address55 SAINT KITTS LOOP, SAINT AUGUSTINE, FL 32092-1180
Document Number0044910472
Book / Page004491 / 000472
Instrument DateAug 31, 2017
Instrument3465
Record UpdatedJan 24, 2018
Title CompanyNORTH AMERICAN TITLE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address55 SAINT KITTS LOOP ST AUGUSTINE FL 320921180, ST AUGUSTINE, FL 32092-1180

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$166,944 (+2.7%)$299,157 (-6.14%) Land $100,000 Building $199,157
2025$2,001.00 (+15%) Homeowner's exemption$162,555 (+5.99%)$318,736 (+8.09%) Land $100,000 Building $218,736
2024$1,740.00 (+2.29%)
2023$1,701.00 (-12.54%) Homeowner's exemption$153,373 (-23.23%)$294,883 (+3.88%) Land $90,720 Building $204,163
2022$1,945.00 Homeowner's exemption Senior Citizen's exemption$199,786$283,865 Land $84,000 Building $199,865

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 53% of the US · above 23% of Florida
Wildfire LikelihoodAbout 1 in 1,163 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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