Cumberland County and Westbrook City property record for 55 Saco St, Westbrook, ME 04092
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,500 sqft · built 1900 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $303,500 (Jul 2020) |
| Tax Bill | $4,117 (2023) |
| Deeds & Mortgages | Sep 2026 Mortgage Jul 2022 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WSBR M:028 L:037 |
| Primary APN | WSBR M:028 L:037 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,500 sqft Living Area |
| Gross Area | 3,464 sqft |
| 1st Floor Area | 750 sqft |
| Attic | Attic |
| Attic Area | 750 sqft |
| Basement Area | 750 sqft |
| Unfinished Basement | 750 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Conventional |
| Exterior Material | Other |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,632 sqft (0.29 acres) |
| Garage Type | Attached |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 55 SACO ST |
|---|---|
| City | WESTBROOK |
| State | ME |
| Zip | 04092-2835 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 11 |
| Legal Lot Number | 37 |
| Jurisdiction | WESTBROOK ME |
| Township / Civil Division | WESTBROOK |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 2902 |
Source: Cumberland County and Westbrook City records, as of October 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 55 SACO ST, WESTBROOK, ME 04092-2835 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 1, 2026 | Deed of Trust, Mortgage UNION FEDERAL CREDIT UNION |
| Jul 15, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance UNIVERSITY CREDIT UNION |
| Sep 29, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NORTHPOINT MORTGAGE INC |
| Jul 14, 2020 | Personal Representative Deed, Transfer · FHA Mortgage NORTHPOINT MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 14, 2020 · Amount on Record |
| Deed Sale | Jul 14, 2020 · Amount on Record |
| Deed Document Number | 202039409 |
| Deed Book / Page | 36926 / 177 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTBROOK ME |
| Recording Date | Sep 1, 2026 |
| Property Address | 55 SACO ST, WESTBROOK, ME 04092-2835 |
| Document Number | 0000038227 |
| Book / Page | 42512 / 81 |
| Instrument Date | Aug 26, 2026 |
| Instrument | 202638227 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 55 SACO ST, WESTBROOK, ME 04092-2835 |
| Document Number | 0000038227, |
|---|---|
| Date | Sep 1, 2026 |
| Book Page | 42512/81 |
| Instrument | 202638227 |
| Name | UNION FEDERAL CREDIT UNION |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 301 Months |
| Due | Oct 1, 2051 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTBROOK ME |
| Property Address | 55 SACO ST, WESTBROOK, ME 04092-2835 |
| Transaction Type | Mortgage |
| Record Updated | Aug 1, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0395760217 |
|---|---|
| Date | Jul 15, 2022 |
| Book Page | 39576/217 |
| Instrument | 36069 |
| Name | UNIVERSITY CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Aug 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTBROOK ME |
| Property Address | 55 SACO ST, WESTBROOK, ME 04092-2835 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0387120202 |
|---|---|
| Date | Sep 29, 2021 |
| Book Page | 38712/202 |
| Instrument | 69929 |
| Name | NORTHPOINT MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | WESTBROOK ME |
| Recording Date | Jul 14, 2020 |
| Property Address | 55 SACO ST, WESTBROOK, ME 04092-2835 |
| Document Number | 0369260177 |
| Book / Page | 36926 / 177 |
| Instrument Date | Jul 10, 2020 |
| Instrument | 39409 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 80 WILSON ST APT 3, 3, PORTLAND, ME 04101-5428 |
| Document Number | 0000039410 |
|---|---|
| Date | Jul 14, 2020 |
| Instrument | 39410 |
| Name | NORTHPOINT MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Cumberland County and Westbrook City assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| Municipality | Westbrook City |
| Unified School District | Westbrook (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2023 | $4,117.00 (+10.38%) | $246,800 (+19.75%) Land $85,000 Building $161,800 |
| 2022 | $3,730.00 | $206,100 Land $70,800 Building $135,300 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective June 3, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of Maine |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PORTLAND WATER DISTRICT-GREATER serves 135,068 people · EPA ID ME0091300 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures