55 S Julia St, Mobile, AL 36604 Property Records

Mobile County property record for 55 S Julia St, Mobile, AL 36604

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,416 sqft · built 1989
Lot Size0.138 acres (6,023 sqft)
Owner2 Individual Names on Record
Last Sale$189,500 (Jun 2017)
Tax Bill$1,324 (2025)
Deeds & MortgagesSep 2023 Line of Credit
Jun 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNR022910450001076

Property Details

APN / Parcel Number

Primary APNR022910450001076
Alternative APNs
  • 29 10 45 0 001 076.XXX
  • 00954532
  • 954532

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,416 sqft Living Area
1st Floor Area1,444 sqft
Upper Floors Area1,496 sqft
FlooringTile
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Exterior MaterialBrick
Foundation TypeBlock
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area6,023 sqft (0.138 acres)
Garage TypeMixed
Garage Area300 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area864 sqft
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number954532
Street Address55 S JULIA ST
CityMOBILE
StateAL
Zip36604-2144
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOMG AT S R/W/L OF AZALEA ST & E R/W/L OF JULIA ST S TH RUN S 12 DEG 00 MIN 00 SEC W ALG SD E R/W/L A DIS OF 153.90 FT TO POB
Legal Range04S
Legal Township04S
Legal Section45
Legal SubdivisionNEW STREET
JurisdictionMOBILE AL
Township / Civil DivisionMOBILE
Census Block Group1
Census Block1010
Census Tract902

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Midtown Historic District
listed 2001 · 1,271 contributing resources · NRIS 01001293

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Mobile County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 2903, MOBILE, AL 36652-2903
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 25, 2023Deed of Trust, Mortgage · Line of Credit
NEW HORIZONS CU
Jun 13, 2017Warranty Deed, Transfer · Conventional Mortgage
FIRST COMMUNITY BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 13, 2017 · Amount on Record
Deed SaleJun 13, 2017 · Amount on Record
Prior SaleJul 9, 2007
Deed Document Number201732960
Deed Book / Page7519 / 1887
Record UpdatedOct 29, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMOBILE AL
Property Address55 S JULIA ST, MOBILE, AL 36604-2144
Transaction TypeMortgage
Record UpdatedOct 12, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000057602
DateSep 25, 2023
Instrument2023057602
Lender
NameNEW HORIZONS CU
TypeCredit Union
AddressMOBILE, AL 36652
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueSep 8, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMOBILE AL
Recording DateJun 13, 2017
Property Address55 S JULIA ST, MOBILE, AL 36604-2144
Document Number0000032960
Book / Page7519 / 1887
Instrument DateJun 8, 2017
Instrument2017032960
Transaction TypeTransfer
Record UpdatedJun 8, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$38.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address440 BRADLEY PARK DR, 440, COLUMBUS, GA 31904-2901

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address55 S JULIA ST, MOBILE, AL 36604-2144

Mortgage

Document Number0000032961
DateJun 13, 2017
Instrument2017032961
Lender
NameFIRST COMMUNITY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueJul 1, 2037

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyMobile County
MunicipalityMobile City
Unified School DistrictMobile County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,324.00 (+5.84%) Homeowner's exemption$21,750 (+5.63%) Land $3,500 Building $18,250$217,500 (+5.63%) Land $35,000 Building $182,500
2024$1,251.00 (+4.51%) Homeowner's exemption$20,590 (+4.31%) Land $3,600 Building $16,990$205,900 (+4.31%) Land $36,000 Building $169,900
2023$1,197.00 Homeowner's exemption$19,740 Land $3,250 Building $16,490$197,400 Land $32,500 Building $164,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims8 (1979–1998)
Claims Outside the SFHA5 of 8
Most Recent ClaimSep 1998 · Hurricane Georges

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 98.4% of Alabama
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MOBILE, BD. OF W&S COMM. OF THE
serves 279,000 people · EPA ID AL0001005
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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