DeSoto County property record for 55 Ruskin Loop, Hernando, MS 38632 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Year Built | Built 2023 |
| Square Footage | 3,041 sqft Adjusted Area |
| Lot Size | 12,123 sqft (0.278 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $452,146 (2023) |
| Tax Bill | $3,602.00 (2025) |
| Primary APN | 3-08-1-01-27-0-00056-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Building Area | 3,041 sqft Adjusted Area |
| 1st Floor | 1,940 sqft 1st Floor |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Brick Veneer Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Shingle Roof |
| Lot Area | 12,123 sqft (0.278 acres) |
| Street Address | 55 RUSKIN LOOP |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-1074 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | CROSSROADS PHASE 2 LOT 56 |
| Legal Range | 008 |
| Legal Township | 03S |
| Legal Section | 01 |
| Legal Subdivision | CROSSROADS PH 2 |
| Legal Phase | 2 |
| Legal Lot Number | 56 |
| Jurisdiction | DESOTO MS |
| Minor Civil Division | 5 |
| Census Blockgroup | 1 |
| Census Block | 1017 |
| Census Tract | 71121 |
Source: DeSoto County records · APN 3-08-1-01-27-0-00056-00
Assessment roll updated December 15, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 55 RUSKIN LOOP, HERNANDO, MS 38632-1074 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Et Ux (and Wife) - Vendor Data Only |
| Date | Document |
|---|---|
| Jun 23, 2026 | Deed of Trust, Mortgage · Balloon Payment EMPLOYEES CREDIT UNION |
| Dec 05, 2025 | Deed of Trust, Mortgage · Veterans Administration Mortgage RENASANT BANK |
| Oct 11, 2023 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 11, 2023 · Amount on Record |
| Deed Sale | Oct 11, 2023 · Amount on Record |
| Deed Book / Page | 1023 / 19056 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Jun 23, 2026 |
| Property Address | 55 RUSKIN LOOP, HERNANDO, MS 38632-1074 |
| Document Number | 5663070100 |
| Book / Page | 5663 / 70100 |
| Instrument Date | Jun 15, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | MORTGAGE TITLE, MORTGAGE DEPARTMENT |
| Name | Verified Name |
|---|---|
| Address | 55 RUSKIN LOOP, HERNANDO, MS 38632-1074 |
| Document Number | 5663070100, |
|---|---|
| Date | Jun 23, 2026 |
| Book Page | 5663/70100 |
| Name | EMPLOYEES CREDIT UNION |
|---|
| Type | Balloon Payment |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 01, 2036 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 55 RUSKIN LOOP, HERNANDO, MS 38632-1074 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2025 |
| Name | Verified Name |
|---|---|
| Address | 55 RUSKIN LOOP, HERNANDO, MS 38632-1074 |
| Document Number | 5662/127901 |
|---|---|
| Date | Dec 05, 2025 |
| Book Page | 5662/127901 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Address | COLLIERVILLE, TN 38017 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Dec 25, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Oct 11, 2023 |
| Property Address | 55 RUSKIN LOOP, HERNANDO, MS 38632-1074 |
| Document Number | 1023/19056 |
| Book / Page | 1023 / 19056 |
| Map Reference | MB 134 PG 44 |
| Instrument Date | Oct 04, 2023 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 26, 2023 |
| Title Company | NOT AVAILABLE, MEMPHIS TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 177 CRESCENT DR, COLLIERVILLE, TN 38017-3373 |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 55 RUSKIN LOOP, HERNANDO, MS 38632-1074 |
| Document Number | 0566094950 |
|---|---|
| Date | Oct 11, 2023 |
| Instrument | 5660/94950 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2053 |
Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Hernando City |
| Unified School District | DeSoto County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,602.00 (+559.71%) | $33,494 (+750.53%) Land $3,500 Building $29,994 | $334,943 (+1,175.97%) Land $35,000 Building $299,943 |
| 2023 | $546.00 | $3,938 (-) | $26,250 (-) Land $26,250 |
| 2022 | $546.00 | $3,938 Land $3,938 | $26,250 Land $26,250 |
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