Jackson County property record for 55 Ruff Butte Rd, Cullowhee, NC 28723
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,564 sqft · built 2015 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,433 (2025) |
| Deeds & Mortgages | Sep 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 7599-57-4990 |
| Primary APN | 7599-57-4990 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,564 sqft Living Area |
| 1st Floor Area | 1,564 sqft |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Porch | Porch |
| Porch Area | 516 sqft |
| Heating System | Heat Pump |
|---|
| Street Address | 55 RUFF BUTTE RD |
|---|---|
| City | CULLOWHEE |
| State | NC |
| Zip | 28723-8439 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RUFF BUTTE RD |
| Jurisdiction | JACKSON NC |
| Township / Civil Division | CANEY FORK |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 950700 |
55 Ruff Butte Rd is owned and occupied by two individuals who acquired it in September 2023.
Source: Jackson County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 55 RUFF BUTTE RD, CULLOWHEE, NC 28723-8439 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Sep 11, 2023 |
| Transfer Doc | 0023630470 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | JACKSON NC |
| Recording Date | Sep 11, 2023 |
| Property Address | 55 RUFF BUTTE RD, CULLOWHEE, NC 28723-8439 |
| Document Number | 0023630470 |
| Book / Page | 2363 / 470 |
| Instrument Date | Sep 1, 2023 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 55 RUFF BUTTE RD, CULLOWHEE, NC 28723-8439 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 55 RUFF BUTTE RD, CULLOWHEE, NC 28723-8439 |
The 2025 property tax bill for 55 Ruff Butte Rd was $1,433.
Source: Jackson County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Jackson County |
| Unified School District | Jackson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $377,343 (-) Land $26,860 Building $350,483 | |
| 2025 | $1,433.00 | $377,343 Land $26,860 Building $350,483 |
| 2023 | $850.00 | $223,820 Land $25,180 Building $198,640 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 55 Ruff Butte Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 5 (1998–2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 55 Ruff Butte Rd is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · above 77% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
No cell data coverage reported
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