55 Rose Ter, Cedar Grove, NJ 07009 Property Records

Essex County and Cedar Grove Township property record for 55 Rose Ter, Cedar Grove, NJ 07009

Property Summary

Property Type	Single Family Home
Details	1,531 sqft · built 1950
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on File
Last Sale	$711,000 (Jul 2024)
Tax Bill	$9,649 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-00064-0000-00030`

Property Details

APN / Parcel Number

Primary APN	`04-00064-0000-00030`
Alternative APN	`040006400030`

Interior

Stories	1 Story
Building Area	1,531 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Frame
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Location & Zoning

Old Parcel Number	040006400030
Street Address	55 ROSE TER
City	CEDAR GROVE
State	NJ
Zip	07009-2126
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	50X100
Legal Subdivision	SHOWING SWEETWOOD HOMES
Legal Block	64
Legal Lot Number	30
Jurisdiction	ESSEX NJ
Township / Civil Division	CEDAR GROVE
Census Block Group	4
Census Block	4009
Census Tract	21400

Owner

Source: Essex County and Cedar Grove Township records, as of July 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	55 ROSE TER, RAYNHAM, MA 02767-1773
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2025	Deed of Trust, Mortgage · FHA Mortgage CMG MORTGAGE INC
Sep 27, 2019	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE UNLIMITED
Oct 15, 2019	Grant Deed, Transfer · FHA Mortgage MORTGAGE UNLIMITED

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 2024 · Amount on File
Deed Sale	Jul 3, 2024 · Amount on File
Prior Sale	Oct 15, 2019 · Amount on File
Deed Document Number	202437949
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	55 ROSE TER, CEDAR GROVE, NJ 07009-2126
Transaction Type	Mortgage
Record Updated	Jan 12, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 ROSE TER, CEDAR GROVE, NJ 07009-2126

Mortgage

Document Number	0000077996
Date	Dec 15, 2025
Instrument	2025077996

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	55 ROSE TER, CEDAR GROVE, NJ 07009-2126
Document Number	0000097496
Instrument Date	Sep 27, 2019
Transaction Type	Mortgage
Record Updated	Oct 28, 2019
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	55 ROSE TER CEDAR GROVE NJ 070092126, CEDAR GROVE, NJ 07009-2126

Mortgage

Document Number	0000097496
Date	Oct 15, 2019
Instrument	97496

Lender

Name	MORTGAGE UNLIMITED
Type	Mortgage Company
Address	GARFIELD, NJ 07026

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 14, 2049

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Oct 15, 2019
Property Address	55 ROSE TER, CEDAR GROVE, NJ 07009-2126
Document Number	0000097491
Instrument Date	Sep 27, 2019
Instrument	97491
Transaction Type	Transfer
Record Updated	Oct 30, 2019
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$385.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	55 ROSE TER CEDAR GROVE NJ 070092126, CEDAR GROVE, NJ 07009-2126

Mortgage

Document Number	97496
Date	Oct 15, 2019
Instrument	97496

Lender

Name	MORTGAGE UNLIMITED
Type	Mortgage Company
Address	GARFIELD, NJ 07026

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 14, 2049

Tax Assessment & Valuation

Source: Essex County and Cedar Grove Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Cedar Grove Township
Unified School District	Cedar Grove Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$585,100 (+62.94%) Land $305,000 Building $280,100	$585,100 (+62.94%) Land $305,000 Building $280,100
2025	$9,649.00 (+8.35%)	$359,100 (+5.4%) Land $183,500 Building $175,600	$359,100 (+5.4%) Land $183,500 Building $175,600
2024	$8,905.00 (+1.95%)
2023		$340,700 Land $183,500 Building $157,200	$340,700 Land $183,500 Building $157,200
2022	$8,735.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR GROVE WATER DEPT serves 12,900 people · EPA ID NJ0704001
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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