Buncombe County property record for 55 Rose Ridge Ln, Alexander, NC 28701
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5.5 ba · 4,788 sqft · built 2002 |
| Lot Size | 10.8 acres (470,448 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $675,000 (Oct 2018) |
| Tax Bill | $5,213 (2025) |
| Deeds & Mortgages | Oct 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 720045-2020-202 |
| Primary APN | 720045-2020-202 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,788 sqft Living Area |
| 1st Floor Area | 3,192 sqft |
| Basement Area | 1,596 sqft |
| Finished Basement | 1,596 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 470,448 sqft (10.8 acres) |
| Garage Area | 1,066 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 70 sqft |
| Deck Area | 640 sqft |
| Patio Area | 640 sqft |
| Canopy | 748 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 720045-2020-202 |
|---|---|
| Street Address | 55 ROSE RIDGE LN |
| City | ALEXANDER |
| State | NC |
| Zip | 28701-8117 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OU |
| Legal Description | PLAT: 0000-0000 |
| Legal Subdivision | PROPERTY/JAMES E & HELENE A RU |
| Legal Block | 1 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | LEICESTER |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 2606 |
Source: Buncombe County records, as of March 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 55 ROSE RIDGE LN, ALEXANDER, NC 28701-8117 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 1, 2018 · Amount on Record |
| Deed Sale | Oct 1, 2018 · Amount on Record |
| Prior Sale | Feb 11, 2005 · Amount on Record |
| Deed Book / Page | 5707 / 798 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Oct 1, 2018 |
| Property Address | 55 ROSE RIDGE LN, ALEXANDER, NC 28701-8117 |
| Document Number | 0057070798 |
| Book / Page | 5707 / 0798 |
| Instrument Date | Oct 1, 2018 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,350.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 765 HIGHER PATH, 765, SALUDA, NC 28773-9774 |
| Name | Verified Name |
|---|---|
| Address | 55 ROSE RIDGE LN, ALEXANDER, NC 28701-8117 |
| Document Number | 57070801 |
|---|---|
| Date | Oct 1, 2018 |
| Instrument | 5707/0801 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2048 |
Source: Buncombe County assessment roll, as of September 22, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Unified School District | Buncombe County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,213.00 (+6.74%) | $748,400 (-) Land $94,800 Building $653,600 | $748,400 (-) Land $94,800 Building $653,600 |
| 2024 | $4,884.00 (+3.1%) | ||
| 2023 | $4,737.00 | $748,400 | $748,400 (-) Land $109,800 Building $638,600 |
| 2021 | $748,400 Land $94,800 Building $653,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (2004–2024) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 74% of the US · above 95% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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