McDowell County property record for 55 Romine Dr, Marion, NC 28752
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,512 sqft · built 2017 |
| Lot Size | 0.92 acres (40,075 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $500 (Apr 2004) |
| Tax Bill | $2,039 (2025) |
| Deeds & Mortgages | May 2017 Construction Loan Nov 2017 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1700-00-90-4049 |
| Primary APN | 1700-00-90-4049 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,512 sqft Heated Area |
| Gross Area | 2,908 sqft |
| 1st Floor Area | 1,512 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 40,075 sqft (0.92 acres) |
| Garage Area | 676 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 63735 |
|---|---|
| Street Address | 55 ROMINE DR |
| City | MARION |
| State | NC |
| Zip | 28752-2805 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | .92 AC |
| Jurisdiction | MCDOWELL NC |
| Township / Civil Division | GLENWOOD |
| Census Block Group | 1 |
| Census Block | 1054 |
| Census Tract | 970500 |
Source: McDowell County records, as of December 2, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 55 ROMINE DR, MARION, NC 28752-2805 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| May 2, 2017 | Deed of Trust, Mortgage · Construction Mortgage ASHEVILLE SAVINGS BANK SSB |
| Nov 8, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK |
| Mar 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Jan 13, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 1, 2004 · Amount on Record |
| Deed Sale | Apr 1, 2004 · Amount on Record |
| Deed Book / Page | 778 / 469 |
| Last Transfer Date | Jan 13, 2017 |
| Transfer Doc | 0012020567 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Property Address | 55 ROMINE DR, MARION, NC 28752-2805 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0012110829 |
|---|---|
| Date | May 2, 2017 |
| Book Page | 1211/0829 |
| Instrument | 2017002093 |
| Name | ASHEVILLE SAVINGS BANK SSB |
|---|---|
| Type | Bank |
| Address | ASHEVILLE, NC 28802 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Jun 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Type Change Date | Jun 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 5.75% |
| Index | 1-Year CMT |
| Max Rate | 9.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Property Address | 55 ROMINE DR, MARION, NC 28752-2805 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0012281004 |
|---|---|
| Date | Nov 8, 2017 |
| Book Page | 1228/1004 |
| Instrument | 2017005404 |
| Name | FIRST BANK |
|---|---|
| Type | Bank |
| Address | ASHEVILLE, NC 28802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Property Address | 55 ROMINE DR, MARION, NC 28752-2805 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0013460331 |
|---|---|
| Date | Mar 19, 2021 |
| Book Page | 1346/331 |
| Instrument | 2021001794 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Recording Date | Jan 13, 2017 |
| Property Address | 55 ROMINE DR, MARION, NC 28752-2805 |
| Document Number | 0012020567 |
| Book / Page | 001202 / 000567 |
| Instrument Date | Jan 13, 2017 |
| Instrument | 212 |
| Transaction Type | Transfer |
| Record Updated | Apr 5, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 286 LUKIN ST MARION NC 287525010, MARION, NC 28752-5010 |
Source: McDowell County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | McDowell County |
| Unified School District | McDowell County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,039.00 | $298,600 (-) Land $22,500 Building $276,100 | |
| 2023 | $2,039.00 | $298,600 Land $22,500 Building $276,100 | $298,600 Land $22,500 Building $276,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 13 (1983–2024) |
| Claims Outside the SFHA | 3 of 13 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCDOWELL CO--NEBO serves 902 people · EPA ID NC1056032 |
|---|---|
| Water Source | Purchased surface water from CITY OF MARION |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Skyrunner Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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