55 Rodeo Dr, Morehead, KY 40351 Property Records

Rowan County property record for 55 Rodeo Dr, Morehead, KY 40351

Property Summary

Property Type	Single Family Home
Lot Size	1.7 acres (74,052 sqft)
Owner	Company Name on File
Last Sale	$640,000 (Apr 2024)
Tax Bill	$5,356 (2025)
Deeds & Mortgages	May 2020 Mortgage Aug 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`017-00 00 001.04`

Property Details

APN / Parcel Number

Primary APN	`017-00 00 001.04`
Alternative APNs	`6595` `6596` `8140`

Interior

Stories	2 Stories

Exterior

Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	74,052 sqft (1.7 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	8140
Street Address	55 RODEO DR
City	MOREHEAD
State	KY
Zip	40351-7470
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE WITH ADDITION, GARAGES, % BLDG/APT & TRACT 2A 1.70 ACRES
Legal Tract	2A
Jurisdiction	ROWAN KY
Township / Civil Division	HILDA-TRIPLETT
Census Block Group	3
Census Block	3001
Census Tract	950100

Owner

55 Rodeo Dr is owned by a company that bought it in April 2024.

Source: Rowan County records, as of January 19, 2026

Owner of Record	Company Name on File
Mailing Address	1562 SOUTHWOOD AVE, REYNOLDSBURG, OH 43068-2645
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2020	Deed of Trust, Mortgage PEOPLES BANK OF KENTUCKY INC
Aug 7, 2020	Deed of Trust, Mortgage · Line of Credit PEOPLES BANK OF KENTUCKY INC
Apr 26, 2024	Deed, Transfer · Stand-Alone First Mortgage THE CITIZENS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2024 · Amount on File
Deed Sale	Apr 26, 2024 · Amount on File
Prior Sale	Jul 9, 2013 · Amount on File
Deed Document Number	2029616
Deed Book / Page	D291 / 548
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN KY
Property Address	55 RODEO DR, MOREHEAD, KY 40351-7470
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A418/49
Date	May 12, 2020
Book Page	A418/49
Instrument	2004835

Lender

Name	PEOPLES BANK OF KENTUCKY INC
Type	Bank
Address	FLEMINGSBURG, KY 41041

Agreement

Amount	Amount on Record
Term	12 Months
Due	May 1, 2021

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWAN KY
Property Address	55 RODEO DR, MOREHEAD, KY 40351-7470
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00A421/796
Date	Aug 7, 2020
Book Page	A421/796
Instrument	2005889

Lender

Name	PEOPLES BANK OF KENTUCKY INC
Type	Bank
Address	FLEMINGSBURG, KY 41041

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Aug 7, 2021

April 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	ROWAN KY
Recording Date	Apr 26, 2024
Property Address	55 RODEO DR, MOREHEAD, KY 40351-7470
Document Number	00D291/548
Book / Page	D291 / 548
Instrument Date	Apr 26, 2024
Instrument	2029616
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$640.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	55 RODEO DR, MOREHEAD, KY 40351-7470

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1562 SOUTHWOOD AVE, REYNOLDSBURG, OH 43068-2645

Mortgage

Document Number	0002029620
Date	Apr 26, 2024
Instrument	2029620

Lender

Name	THE CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 26, 2044

Tax Assessment & Valuation

The 2025 property tax bill for 55 Rodeo Dr was $5,356.

Source: Rowan County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Rowan County
Unified School District	Rowan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,356.00	$640,000 Land $42,000 Building $598,000	$640,000 Land $42,000 Building $598,000
2023	$3,239.00	$380,171 Land $31,686 Building $348,485	$380,171 Land $31,686 Building $348,485

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 55 Rodeo Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (2003–2026)
Claims Outside the SFHA	5 of 6
Most Recent Claim	May 2026 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 55 Rodeo Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 67% of Kentucky
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROWAN WATER INC private · serves 18,765 people · EPA ID KY1030375
Water Source	Purchased surface water from MOREHEAD UTILITY PLANT BOARD
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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