Franklin County and Bernardston Town property record for 55 River St, Bernardston, MA 01337
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,512 sqft · built 1850 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | Company Name on Record |
| Last Sale | $360,000 (Nov 2020) |
| Tax Bill | $4,578 (2025) |
| Deeds & Mortgages | Aug 2019 Refinance Sep 2019 Refinance + 4 more |
| APN | 290090000800020 |
| Primary APN | 290090000800020 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,512 sqft Living Area |
| Gross Area | 1,971 sqft |
| 1st Floor Area | 1,016 sqft |
| Basement Area | 896 sqft |
| Unfinished Basement | 896 sqft |
| Year Built | Built 1850 |
|---|---|
| Effective Year Built | Effective 1850 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Slate |
| Lot Area | 20,038 sqft (0.46 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 290090000800020 |
|---|---|
| Street Address | 55 RIVER ST |
| City | BERNARDSTON |
| State | MA |
| Zip | 01337-9672 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CV |
| Legal Block | 8 |
| Legal Lot Number | 20 |
| Jurisdiction | BERNARDSTON MA |
| Township / Civil Division | BERNARDSTON |
| Census Block Group | 1 |
| Census Block | 1070 |
| Census Tract | 40200 |
Source: Franklin County and Bernardston Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1417 WHITE HAWK RANCH DR, BOULDER, CO 80303-1674 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Aug 30, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance COMMERCIAL LENDER LLC |
| Sep 13, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance DOUGLAS C RIKKERS |
| Nov 2, 2020 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage BOKF NA |
| Nov 23, 2019 | Deed of Trust, Mortgage · Conventional Mortgage DOUGLAS C RIKKERS |
| Aug 19, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Nov 14, 2017 | Deed in Lieu of Foreclosure, Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 2, 2020 · Amount on Record |
| Deed Sale | Nov 2, 2020 · Amount on Record |
| Prior Sale | Aug 19, 2019 · Amount on Record |
| Deed Document Number | 202011681 |
| Last Transfer Date | Mar 1, 2024 |
| Transfer Doc | 008313-218 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERNARDSTON MA |
| Property Address | 55 RIVER ST, BERNARDSTON, MA 01337-9672 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 7414-168 |
|---|---|
| Date | Aug 30, 2019 |
| Book Page | 7414/168 |
| Instrument | 8998 |
| Name | COMMERCIAL LENDER LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 13 Months |
| Due | Sep 1, 2020 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERNARDSTON MA |
| Property Address | 55 RIVER ST, BERNARDSTON, MA 01337-9672 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 7420-197 |
|---|---|
| Date | Sep 13, 2019 |
| Book Page | 7420/197 |
| Instrument | 9460 |
| Name | DOUGLAS C RIKKERS |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BERNARDSTON MA |
| Recording Date | Nov 2, 2020 |
| Property Address | 55 RIVER ST, BERNARDSTON, MA 01337-9672 |
| Document Number | 7641-79 |
| Book / Page | 7641 / 79 |
| Instrument Date | Sep 22, 2020 |
| Instrument | 11681 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2284 LINKS PL, ERIE, CO 80516-7999 |
| Document Number | 11682 |
|---|---|
| Date | Nov 2, 2020 |
| Instrument | 11682 |
| Name | BOKF NA |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERNARDSTON MA |
| Property Address | 55 RIVER ST, BERNARDSTON, MA 01337-9672 |
| Document Number | 7500-178 |
| Instrument Date | Nov 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1331 SPRINGWOOD DR FORT COLLINS CO 805252852, FORT COLLINS, CO 80525-2852 |
| Document Number | 7500-178 |
|---|---|
| Date | Feb 18, 2020 |
| Book Page | 007500/000178 |
| Instrument | 1663 |
| Name | DOUGLAS C RIKKERS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BERNARDSTON MA |
| Recording Date | Aug 19, 2019 |
| Property Address | 55 RIVER ST, BERNARDSTON, MA 01337-9672 |
| Document Number | 7406-293 |
| Book / Page | 007406 / 000293 |
| Instrument Date | Jul 19, 2019 |
| Instrument | 8395 |
| Transaction Type | Transfer |
| Record Updated | Sep 4, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $592.80 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1331 SPRINGWOOD DR FORT COLLINS CO 805252852, FORT COLLINS, CO 80525-2852 |
| Document Type | Deed in Lieu of Foreclosure |
|---|---|
| Jurisdiction | BERNARDSTON MA |
| Recording Date | Nov 14, 2017 |
| Property Address | 55 RIVER ST, BERNARDSTON, MA 01337-9672 |
| Document Number | 7123-28 |
| Book / Page | 007123 / 000028 |
| Instrument Date | Sep 25, 2017 |
| Instrument | 12652 |
| Transaction Type | Foreclosure |
| Record Updated | May 5, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,095.22 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 60 LIVINGSTON AVE ST PAUL MN 551072292, ST PAUL, MN 55107-2292 |
Source: Franklin County and Bernardston Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Franklin County |
| County Subdivision | Bernardston Town |
| Unified School District | Pioneer Valley School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,578.00 (-0.35%) | $320,800 (+11.66%) Land $48,800 Building $272,000 | $375,473 (+11.81%) |
| 2024 | $335,825 | ||
| 2023 | $4,594.00 | $287,300 Land $43,700 Building $243,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (2011–2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Dec 2024 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BERNARDSTON FIRE WATER DIST serves 1,471 people · EPA ID MA1029000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 1 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead public education Jun 2016 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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