Oneida County and Camden Town property record for 55 River Rd, Camden, NY 13316
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,185 sqft · built 1962 |
| Lot Size | 0.355 acres (15,500 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,599 (2026) |
| Deeds & Mortgages | Nov 2022 Mortgage Nov 2022 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 303001 128.009-1-13 |
| Primary APN | 303001 128.009-1-13 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,185 sqft Living Area |
| 1st Floor Area | 1,185 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 15,500 sqft (0.355 acres) |
| Lot Dimensions | 155 ft deep x 100 ft wide |
| Porch | Porch |
| Porch Area | 273 sqft |
| Patio Area | 294 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 003370 |
|---|---|
| Street Address | 55 RIVER RD |
| City | CAMDEN |
| State | NY |
| Zip | 13316-1116 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N HURLEY E HUTTON S R RD W GREENE |
| Legal Block | 1 |
| Legal Lot Number | 13.000 |
| Jurisdiction | ONEIDA NY |
| Township / Civil Division | CAMDEN |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 24500 |
Source: Oneida County and Camden Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 55 RIVER RD, CAMDEN, NY 13316-1116 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 23, 2022 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) NBT BANK NATIONAL ASSOCIATION |
| Nov 23, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance NBT BANK NATIONAL ASSOCIATION |
| Dec 9, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Jan 5, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 55 RIVER RD, CAMDEN, NY 13316-1116 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000018451 |
|---|---|
| Date | Nov 23, 2022 |
| Instrument | 2022-018451 |
| Name | NBT BANK NATIONAL ASSOCIATION |
|---|---|
| Type | Bank |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 55 RIVER RD, CAMDEN, NY 13316-1116 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000018450 |
|---|---|
| Date | Nov 23, 2022 |
| Instrument | 2022-018450 |
| Name | NBT BANK NATIONAL ASSOCIATION |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONEIDA NY |
| Recording Date | Dec 9, 2020 |
| Property Address | 55 RIVER RD, CAMDEN, NY 13316-1116 |
| Document Number | 0000017390 |
| Instrument Date | Dec 2, 2020 |
| Instrument | 17390 |
| Transaction Type | Transfer |
| Record Updated | Mar 2, 2021 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $176.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 173 NORTH BAY NY 131230173, NORTH BAY, NY 13123-0173 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ONEIDA NY |
| Recording Date | Jan 5, 2017 |
| Property Address | 55 RIVER RD, CAMDEN, NY 13316-1116 |
| Document Number | 0000000281 |
| Instrument Date | Dec 27, 2016 |
| Instrument | 281 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 2495 BUELL RD CAMDEN NY 133164907, CAMDEN, NY 13316-4907 |
Source: Oneida County and Camden Town assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oneida County |
| County Subdivision | Camden Town |
| Municipality | Camden Village |
| Unified School District | Camden Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,599.00 (+0.08%) | ||
| 2025 | $2,597.00 (+301.39%) | $2,900 (-) Land $200 Building $2,700 | $181,250 (+15%) Land $12,500 Building $168,750 |
| 2023 | $2,900 (+31.82%) Land $200 Building $2,700 | $157,609 (+50.44%) Land $10,870 Building $146,739 | |
| 2022 | $647.00 | $2,200 Land $200 Building $2,000 | $104,762 Land $9,524 Building $95,238 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 4 (1979–2000) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | May 2000 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAMDEN VILLAGE (GU) serves 2,800 people · EPA ID NY3202385 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Apr 2025 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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