55 River North Ct, Covington, GA 30016 Property Records

Newton County property record for 55 River North Ct, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,192 sqft · built 1989
Lot Size	0.369 acres (16,117 sqft)
Owner	Individual Name on File
Tax Bill	$2,106 (2025)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00440-00000-126-000`

Property Details

APN / Parcel Number

Primary APN	`00440-00000-126-000`
Alternative APNs	`0044 126` `20190`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	1,192 sqft Heated Area
1st Floor Area	1,240 sqft
Basement Area	1,003 sqft
Finished Basement	1,003 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1990
Architectural Style	Split Level
Exterior Material	Wood
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,117 sqft (0.369 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	24 sqft
Deck Area	24 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	20190
Old Parcel Number	0044 126
Street Address	55 RIVER NORTH CT
City	COVINGTON
State	GA
Zip	30016-3344
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.37AC LT 30 RIVER NORTH
Legal Subdivision	RIVER NORTH & BEAVER DAM ESTATES
Legal Lot Number	30
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	1
Census Block	1002
Census Tract	100507

Owner

55 River North Ct is owned and occupied by an individual who acquired it in October 2008.

Source: Newton County records, as of December 15, 2025

Owner of Record	Individual Name on File
Mailing Address	55 RIVER NORTH CT, COVINGTON, GA 30016-3344
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2008
Deed Sale	Oct 21, 2008
Prior Sale	Dec 3, 2007 · Amount on File
Deed Document Number	0002656588
Deed Book / Page	2656 / 588
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	55 RIVER NORTH CT, COVINGTON, GA 30016-3344
Document Number	0041010230
Instrument Date	Nov 3, 2020
Transaction Type	Mortgage
Record Updated	Dec 9, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 RIVER NORTH CT COVINGTON GA 300163344, COVINGTON, GA 30016-3344

Mortgage

Document Number	0041010230
Date	Nov 20, 2020
Book Page	004101/000230
Instrument	17017

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	216 Months
Due	Nov 19, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 55 River North Ct was $2,106 with a homeowner's exemption, up 4.3% from the year before.

Source: Newton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,106.00 (+4.26%) Homeowner's exemption	$90,920 (+8.7%) Land $15,200 Building $75,720	$227,300 (+8.7%) Land $38,000 Building $189,300
2024	$2,020.00 Homeowner's exemption	$83,640 (+2.1%) Land $15,200 Building $68,440	$209,100 (+2.1%) Land $38,000 Building $171,100
2023		$81,920 Land $8,000 Building $73,920	$204,800 Land $20,000 Building $184,800
2022	$1,784.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 55 River North Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 55 River North Ct is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 85% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWTON CO. WATER-SEWERAGE AUTH serves 74,364 people · EPA ID GA2170004
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20