55 Ridgeway Ave, Setauket (East Setauket), NY 11733 Property Records

Suffolk County and Brookhaven Town property record for 55 Ridgeway Ave, Setauket, NY 11733

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,044 sqft · built 1912
Lot Size	0.75 acres (32,670 sqft)
Owner	Company Name on Record
Last Sale	$170,000 (Feb 2023)
Tax Bill	$5,814 (2024)
Deeds & Mortgages	Jun 2026 Mortgage Sep 2023 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0200-131.00-03.00-034.000`

Property Details

APN / Parcel Number

Primary APN	`0200-131.00-03.00-034.000`
Alternative APNs	`472289 131.00-03-034.000` `228913100000030340000000` `00008623945` `0008623945` `8623945`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,044 sqft Living Area

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Exterior Material	Aluminum/Vinyl
Lot Area	32,670 sqft (0.75 acres)
View / Lot	Waterfront

Utilities, Heating & Cooling

Heating System	Radiant

Location & Zoning

Account Number	8623945
Street Address	55 RIDGEWAY AVE
City	SETAUKET
State	NY
Zip	11733-1452
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N MP LAUREL EST E JORDAN S RIDGEWAY
Legal Subdivision	SETAUKET
Legal Block	1000
Legal Lot Number	300
Jurisdiction	SUFFOLK NY
Township / Civil Division	BROOKHAVEN
Census Block Group	1
Census Block	1003
Census Tract	158016

Owner

Source: Suffolk County and Brookhaven Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	68 S SERVICE RD, 100, MELVILLE, NY 11747-2350
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage WESTCOR LAND TITLE INS CO
Sep 20, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance BPL MORTGAGE TRUST LLC
Sep 20, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance BPL MORTGAGE TRUST LLC
Feb 4, 2023	Deed, Transfer MISC COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 4, 2023 · Amount on Record
Deed Sale	Feb 4, 2023 · Amount on Record
Deed Book / Page	13187 / 981
Prior Transfer Date	Jan 29, 2004
Prior Transfer Doc	0123040824
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Recording Date	Jun 5, 2026
Property Address	55 RIDGEWAY AVE, SETAUKET, NY 11733-1452
Document Number	2373000870
Book / Page	23730 / 870
Instrument Date	Apr 22, 2026
Transaction Type	Mortgage
Record Updated	Jul 15, 2026
Title Company	WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2373000870,
Date	Jun 5, 2026
Book Page	23730/870

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	55 RIDGEWAY AVE, SETAUKET, NY 11733-1452
Transaction Type	Mortgage
Record Updated	Mar 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0235360616
Date	Sep 20, 2023
Book Page	23536/616

Lender

Name	BPL MORTGAGE TRUST LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	55 RIDGEWAY AVE, SETAUKET, NY 11733-1452
Transaction Type	Mortgage
Record Updated	Mar 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0235360617
Date	Sep 20, 2023
Book Page	23536/617

Lender

Name	BPL MORTGAGE TRUST LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

February 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Feb 4, 2023
Property Address	55 RIDGEWAY AVE, SETAUKET, NY 11733-1452
Document Number	0131870981
Book / Page	13187 / 981
Instrument Date	Jul 21, 2022
Transaction Type	Transfer
Record Updated	Jan 30, 2024
Title Company	MISC COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	68 S SERVICE RD # STE10, STE10, MELVILLE, NY 11747-2354

Tax Assessment & Valuation

Source: Suffolk County and Brookhaven Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Brookhaven Town
Unified School District	Three Village Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,200 (-) Land $400 Building $800	$250,000 (+11,151.13%) Land $75,472 Building $150,943
2024	$5,814.00
2023		$1,200 (-) Land $400 Building $800	$2,222 (+14.83%) Land $741 Building $1,481
2022		$1,200 Land $400 Building $800	$1,935 Land $645 Building $1,290

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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