55 Ridgeview Dr, Toccoa, GA 30577 Property Records

Stephens County property record for 55 Ridgeview Dr, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,529 sqft · built 1976
Lot Size	0.48 acres (20,909 sqft)
Owner	Individual Name on File
Tax Bill	$1,742 (2025)
Deeds & Mortgages	Oct 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`T25 048`

Property Details

APN / Parcel Number

Primary APN	`T25 048`
Alternative APN	`686850`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,529 sqft Heated Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1979
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,909 sqft (0.48 acres)
Terrain	Gentle Slope

Exterior Amenities

Porch	Porch
Porch Area	92 sqft
Deck Area	594 sqft
Patio Area	594 sqft
Canopy	148 sqft
Utility Building	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	686850
Street Address	55 RIDGEVIEW DR
City	TOCCOA
State	GA
Zip	30577-3203
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-IA
Legal Description	LOT 1 RIDGEVIEW HEIGHTS S/D
Legal Subdivision	RIDGEVIEW HEIGHTS
Legal Lot Number	1
Jurisdiction	STEPHENS GA
Township / Civil Division	TOCCOA
Census Block Group	3
Census Block	3000
Census Tract	970102

Owner

Source: Stephens County records · APN T25 048

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	55 RIDGEVIEW DR, TOCCOA, GA 30577-3203
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 16, 2002
Deed Sale	Aug 16, 2002
Deed Document Number	0000057360
Record Updated	Jun 08, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	55 RIDGEVIEW DR, TOCCOA, GA 30577-3203
Document Number	0011650030
Instrument Date	Oct 30, 2018
Transaction Type	Mortgage
Record Updated	Jan 04, 2019
Title Company	DOCUMENT RECORDING SERVICES, DOCUMENT RECORDING SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 RIDGEVIEW DR TOCCOA GA 305773203, TOCCOA, GA 30577-3203

Mortgage

Document Number	0011650030
Date	Nov 19, 2018
Book Page	001165/000030

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	RALEIGH, NC 27611-6592

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Nov 18, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Stephens County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Municipality	Toccoa City
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,742.00 (+70.12%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$95,618 (+61.47%) Land $6,444 Building $89,174	$239,047 (+61.47%) Land $16,111 Building $222,936
2023	$1,024.00 (-48.34%) Homeowner's exemption	$59,218 (+5.63%) Land $6,444 Building $52,774	$148,047 (+5.63%) Land $16,111 Building $131,936
2022	$1,982.00 Homeowner's exemption	$56,063 Land $6,444 Building $49,619	$140,158 Land $16,111 Building $124,047

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stephens County (13257C), as of September 26, 2008 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Uniti Group Fiber · DSL in parts of the area	2,000 / 2,000
TruVista Communications Cable	500 / 50
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 142 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system GA2570001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TOCCOA serves 28,711 people
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.