55 Ridge Rd, Stratford, CT 06614 Property Records

Stratford Town property record for 55 Ridge Rd, Stratford, CT 06614

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,508 sqft · built 1941
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on File
Last Sale	$319,000 (Sep 2018)
Tax Bill	$7,001 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`STRA M:40-13 B:17 L:18`

Property Details

APN / Parcel Number

Primary APN	`STRA M:40-13 B:17 L:18`
Alternative APN	`1445200`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,508 sqft Living Area
Gross Area	2,728 sqft
1st Floor Area	858 sqft
Basement Area	822 sqft
Unfinished Basement	822 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1982
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,761 sqft (0.27 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1445200
Street Address	55 RIDGE RD
City	STRATFORD
State	CT
Zip	06614-3243
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-4
Legal Block	17
Legal Lot Number	18
Jurisdiction	STRATFORD CT
Township / Civil Division	STRATFORD
Census Block Group	2
Census Block	2006
Census Tract	81200

Owner

55 Ridge Rd is owned and occupied by two individuals who bought it in September 2018.

Source: Stratford Town records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	55 RIDGE RD, STRATFORD, CT 06614-3243
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Jun 15, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Sep 24, 2018	Warranty Deed, Transfer · FHA Mortgage WILLIAM RAVEIS MTG CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2018 · Amount on File
Deed Sale	Sep 24, 2018 · Amount on File
Prior Sale	Dec 3, 2004 · Amount on File
Deed Book / Page	4211 / 202
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STRATFORD CT
Recording Date	Sep 29, 2026
Property Address	55 RIDGE RD, STRATFORD, CT 06614-3243
Document Number	5090000306
Book / Page	5090 / 306
Instrument Date	Sep 15, 2026
Transaction Type	Mortgage
Record Updated	Oct 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 RIDGE RD, STRATFORD, CT 06614-3243

Mortgage

Document Number	5090000306,
Date	Sep 29, 2026
Book Page	5090/306

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STRATFORD CT
Property Address	55 RIDGE RD, STRATFORD, CT 06614-3243
Document Number	4395-37
Instrument Date	Jun 15, 2020
Transaction Type	Mortgage
Record Updated	Aug 4, 2020
Title Company	UNKNOWN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 RIDGE RD STRATFORD CT 066143243, STRATFORD, CT 06614-3243

Mortgage

Document Number	4395-37
Date	Jul 17, 2020
Book Page	004395/000037

Lender

Name	HUD-HOUSING/URBAN DEV

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 16, 2050

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STRATFORD CT
Recording Date	Sep 24, 2018
Property Address	55 RIDGE RD, STRATFORD, CT 06614-3243
Document Number	4211-202
Book / Page	4211 / 202
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$62.67
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	42110205
Date	Sep 24, 2018
Instrument	04211/0205

Lender

Name	WILLIAM RAVEIS MTG CO

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 24, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 55 Ridge Rd was $7,001.

Source: Stratford Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Stratford Town
Unified School District	Stratford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,001.00	$174,160 Land $88,900 Building $85,260	$121,912 Land $62,230 Building $59,682
2024	$7,001.00
2023	$7,001.00 (+1.88%)	$174,160 (-) Land $88,900 Building $85,260
2022	$6,872.00	$174,160 Land $88,900 Building $85,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 55 Ridge Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 55 Ridge Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 665 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Fiber	2,000 / 2,000
GoNetspeed Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Nearby Properties on Ridge Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures