55 Ridge Rd, Smithfield, RI 02917 Property Records

Smithfield Town property record for 55 Ridge Rd, Smithfield, RI 02917

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,044 sqft · built 1954
Lot Size2 acres (87,393 sqft)
OwnerIndividual Name on File
Last Sale$80,000 (Sep 1992)
Tax Bill$4,905 (2025)
Deeds & MortgagesDec 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN2-0586-02

Property Details

APN / Parcel Number

Primary APN2-0586-02
Alternative APN
  • SMIT M:45 B:000 L:002 U

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,044 sqft Living Area
Gross Area2,326 sqft
1st Floor Area1,044 sqft
Basement Area1,044 sqft
Unfinished Basement1,044 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Architectural StyleRanch
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area87,393 sqft (2 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number2-0586-02
Street Address55 RIDGE RD
CitySMITHFIELD
StateRI
Zip02917-4028
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRMED
Legal Lot Number2
JurisdictionSMITHFIELD RI
Township / Civil DivisionSMITHFIELD
Census Block Group2
Census Block2003
Census Tract12602

Owner

55 Ridge Rd is owned and occupied by an individual who bought it in September 1992.

Source: Smithfield Town records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address55 RIDGE RD, SMITHFIELD, RI 02917-4028
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 29, 1992 · Amount on File
Deed SaleSep 29, 1992 · Amount on File
Record UpdatedOct 29, 2026

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSMITHFIELD RI
Property Address55 RIDGE RD, SMITHFIELD, RI 02917-4028
Document Number1196-117
Instrument DateDec 27, 2018
Transaction TypeMortgage
Record UpdatedJan 22, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
Address55 RIDGE RD SMITHFIELD RI 029174028, SMITHFIELD, RI 02917-4028

Mortgage

Document Number1196-117
DateJan 2, 2019
Book Page001196/000117
Instrument4
Lender
NameQUAD CTY BK&TR
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 55 Ridge Rd was $4,905.

Source: Smithfield Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionSmithfield Town
Unified School DistrictSmithfield School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,905.00$395,900 Land $186,300 Building $209,600$476,846
2023$4,127.00 (+2.69%)$300,800 (-) Land $157,500 Building $143,300
2022$4,019.00$300,800 Land $157,500 Building $143,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 55 Ridge Rd in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies98 units insured
incl. 96 condo units
Nearby Flood Claims15 (1982–2010)
Claims Outside the SFHA10 of 15
Most Recent ClaimMar 2010 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 55 Ridge Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPROVIDENCE-CITY OF
serves 333,142 people · EPA ID RI1592024
Water SourceSurface water
Last State InspectionOct 2025
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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