Merrimack County and Concord City property record for 55 Ridge Rd, Concord, NH 03301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,824 sqft · built 1990 |
| Lot Size | 1.04 acres (45,302 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $495,000 (Jun 2014) |
| Tax Bill | $15,903 (2025) |
| Deeds & Mortgages | Oct 2019 Line of Credit Jul 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | CNCD M:654Z B:19 |
| Primary APN | CNCD M:654Z B:19 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,824 sqft Living Area |
| Gross Area | 6,658 sqft |
| 1st Floor Area | 2,824 sqft |
| Basement Area | 2,824 sqft |
| Unfinished Basement | 2,824 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 45,302 sqft (1.04 acres) |
| Pool Type | Spa / Hot Tub (No Pool) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Street Address | 55 RIDGE RD |
|---|---|
| City | CONCORD |
| State | NH |
| Zip | 03301-3032 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Block | 19 |
| Legal Lot Number | 68 |
| Jurisdiction | CONCORD CITY NH |
| Township / Civil Division | CONCORD |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 32500 |
55 Ridge Rd is owner-occupied and held in a trust since June 2014.
Source: Merrimack County and Concord City records, as of July 28, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 55 RIDGE RD, CONCORD, NH 03301-3032 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 2, 2019 | Deed of Trust, Mortgage · Line of Credit SERVICE CU |
| Jul 11, 2019 | Deed of Trust, Mortgage · Conventional Mortgage SERVICE CU |
| Apr 5, 2019 | Warranty Deed, Transfer NOT AVAILABLE |
| Oct 31, 2018 | Deed of Trust, Mortgage · Line of Credit MERRIMACK CNTY SVGS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 2014 · Amount on File |
| Deed Sale | Jun 30, 2014 · Amount on File |
| Deed Book / Page | 3445 / 2282 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONCORD CITY NH |
| Property Address | 55 RIDGE RD, CONCORD, NH 03301-3032 |
| Document Number | 0036530781 |
| Instrument Date | Oct 2, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 55 RIDGE RD CONCORD NH 033013032, CONCORD, NH 03301-3032 |
| Document Number | 0036530781 |
|---|---|
| Date | Nov 1, 2019 |
| Book Page | 003653/000781 |
| Instrument | 20473 |
| Name | SERVICE CU |
|---|---|
| Type | Credit Union |
| Address | PORTSMOUTH, NH 03801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Oct 31, 2044 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONCORD CITY NH |
| Property Address | 55 RIDGE RD, CONCORD, NH 03301-3032 |
| Document Number | 0036381824 |
| Instrument Date | Jul 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 55 RIDGE RD CONCORD NH 033013032, CONCORD, NH 03301-3032 |
| Document Number | 0036381824 |
|---|---|
| Date | Jul 17, 2019 |
| Book Page | 003638/001824 |
| Instrument | 12172 |
| Name | SERVICE CU |
|---|---|
| Type | Credit Union |
| Address | PORTSMOUTH, NH 03801 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jul 16, 2029 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CONCORD CITY NH |
| Recording Date | Apr 5, 2019 |
| Property Address | 55 RIDGE RD, CONCORD, NH 03301-3032 |
| Document Number | 0036262650 |
| Book / Page | 003626 / 002650 |
| Instrument Date | Apr 3, 2019 |
| Instrument | 5096 |
| Transaction Type | Transfer |
| Record Updated | Apr 15, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $7,313.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 27 WINTER ST PETERBOROUGH NH 034581416, PETERBOROUGH, NH 03458-1416 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CONCORD CITY NH |
| Property Address | 55 RIDGE RD, CONCORD, NH 03301-3032 |
| Document Number | 0036132959 |
| Instrument Date | Oct 31, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 33 WOODLAND DR HOPKINTON NH 032292533, HOPKINTON, NH 03229-2533 |
| Document Number | 0036132959 |
|---|---|
| Date | Nov 5, 2018 |
| Book Page | 003613/002959 |
| Instrument | 20182 |
| Name | MERRIMACK CNTY SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | CONCORD, NH 03302-2826 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Nov 4, 2028 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 55 Ridge Rd was $15,903.
Source: Merrimack County and Concord City assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | New Hampshire |
| County | Merrimack County |
| Municipality | Concord City |
| Unified School District | Concord School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,903.00 | $546,300 Land $122,900 Building $423,400 | |
| 2023 | $14,674.00 (+3.75%) | $546,300 (-) Land $122,900 Building $423,400 | $595,460 |
| 2022 | $14,144.00 | $546,300 Land $122,900 Building $423,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 55 Ridge Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | Feb 1978 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 55 Ridge Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 52% of New Hampshire |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CONCORD WATER DEPT serves 44,215 people · EPA ID NH0501010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Breezeline Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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