Delaware County property record for 55 Richards Dr, Delaware, OH 43015
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 960 sqft · built 1956 |
| Lot Size | 0.217 acres (9,434 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $235,000 (Apr 2025) |
| Tax Bill | $3,076 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage Apr 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 519-344-15-014-000 |
| Primary APN | 519-344-15-014-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| Gross Area | 1,536 sqft |
| 1st Floor Area | 960 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 9,434 sqft (0.217 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 156 sqft |
| Shed | 1 Shed |
| Shed Area | 24 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Sewer | Connected |
| Street Address | 55 RICHARDS DR |
|---|---|
| City | DELAWARE |
| State | OH |
| Zip | 43015-2215 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 3592 |
| Legal Subdivision | WEDGEWOOD SEC 02 |
| Legal Lot Number | 3592 |
| Jurisdiction | DELAWARE OH |
| Township / Civil Division | DELAWARE CITY |
| Census Block Group | 5 |
| Census Block | 5014 |
| Census Tract | 10520 |
Source: Delaware County records · APN 519-344-15-014-000
Assessment roll updated May 27, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 55 RICHARDS DR, DELAWARE, OH 43015-2215 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 07, 2023 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Apr 29, 2025 | Warranty Deed, Transfer · Conventional Mortgage FIRST FINANCIAL BANK |
| Nov 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 29, 2025 · Amount on Record |
| Deed Sale | Apr 29, 2025 · Amount on Record |
| Prior Sale | Aug 12, 2016 · Amount on Record |
| Deed Document Number | 20259005 |
| Deed Book / Page | 2151 / 1758 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE OH |
| Property Address | 55 RICHARDS DR, DELAWARE, OH 43015-2215 |
| Transaction Type | Mortgage |
| Record Updated | Apr 07, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000011675 |
|---|---|
| Date | Jun 07, 2023 |
| Book Page | 2035/2627 |
| Instrument | 202300011675 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELAWARE OH |
| Recording Date | Apr 29, 2025 |
| Property Address | 55 RICHARDS DR, DELAWARE, OH 43015-2215 |
| Document Number | 0000009005 |
| Book / Page | 2151 / 1758 |
| Map Reference | MB 5 PG 111 |
| Instrument Date | Apr 17, 2025 |
| Instrument | 202500009005 |
| Transaction Type | Transfer |
| Record Updated | Apr 07, 2026 |
| Title Company | ACS TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 55 RICHARDS DR, DELAWARE, OH 43015-2215 |
| Investor | Possibly a Property Investor |
| Document Number | 0000009006 |
|---|---|
| Date | Apr 29, 2025 |
| Instrument | 202500009006 |
| Name | FIRST FINANCIAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2055 |
| Document Number | 0000009007 |
|---|---|
| Date | Apr 29, 2025 |
| Book Page | 2151/1775 |
| Instrument | 202500009007 |
| Name | FIRST FINANCIAL BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45246 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE OH |
| Property Address | 55 RICHARDS DR, DELAWARE, OH 43015-2215 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000045555 |
|---|---|
| Date | Nov 12, 2020 |
| Book Page | 1792/381 |
| Instrument | 202000045555 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Dec 01, 2045 |
Source: Delaware County records · Assessment roll updated May 27, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Delaware County |
| Municipality | Delaware City |
| Unified School District | Delaware City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,076.00 (+5.34%) | $61,850 (-) Land $15,050 Building $46,800 | $176,700 (-) Land $43,000 Building $133,700 |
| 2024 | $2,920.00 (-0.17%) Homeowner's exemption | $61,850 (-) Land $15,050 Building $46,800 | |
| 2023 | $2,925.00 Homeowner's exemption | $61,850 Land $15,050 Building $46,800 | $176,700 Land $43,000 Building $133,700 |
Source: FEMA National Flood Hazard Layer as of June 3, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Cogeco Cable Holdings II Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 322 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | DELAWARE CITY PWS serves 43,895 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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