Nassau County and Hempstead Town property record for 55 Ray St, Freeport, NY 11520
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,825 sqft · built 2019 |
| Lot Size | 0.195 acres (8,500 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $634,000 (Apr 2019) |
| Tax Bill | $1,056 (2025) |
| Deeds & Mortgages | Apr 2026 Second Mortgage May 2025 Sale + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 62-086-00-0002 |
| Primary APN | 62-086-00-0002 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,825 sqft Living Area |
| 1st Floor Area | 1,335 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 8,500 sqft (0.195 acres) |
| Lot Dimensions | 100 ft deep x 42 ft wide |
| Porch | Open Frame Porch |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 62086 00020 |
|---|---|
| Street Address | 55 RAY ST |
| City | FREEPORT |
| State | NY |
| Zip | 11520-5133 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TOWN #1 SCH DIST 009 |
| Legal Block | 86 |
| Legal Lot Number | 2 |
| Jurisdiction | NASSAU NY |
| Township / Civil Division | HEMPSTEAD |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 414502 |
Source: Nassau County and Hempstead Town records, as of July 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 55 RAY ST, FREEPORT, NY 11520-5133 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Apr 30, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PLAZA HOME MORTGAGE INC |
| May 16, 2025 | Bargain and Sale Deed, Transfer BROAD HOLLOW TITLE AGENCY, BROAD HOLLOW TITLE AGCY INC |
| Jan 18, 2017 | Grant Deed, Transfer PARAGON ABSTRACT, INC. |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 25, 2019 · Amount on Record |
| Deed Sale | Apr 25, 2019 · Amount on Record |
| Prior Sale | Jan 18, 2017 · Amount on Record |
| Deed Document Number | 201935202 |
| Deed Book / Page | 13795 / 166 |
| Prior Transfer Date | Jan 14, 2000 |
| Prior Transfer Doc | 1118000851 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU NY |
| Recording Date | Apr 30, 2026 |
| Property Address | 55 RAY ST, FREEPORT, NY 11520-5133 |
| Document Number | 0000028118 |
| Book / Page | 48446 / 1 |
| Instrument Date | Apr 13, 2026 |
| Instrument | 202628118 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 55 RAY ST, FREEPORT, NY 11520-5133 |
| Document Number | 0000028118, |
|---|---|
| Date | Apr 30, 2026 |
| Book Page | 48446/1 |
| Instrument | 202628118 |
| Name | PLAZA HOME MORTGAGE INC |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | NASSAU NY |
| Recording Date | May 16, 2025 |
| Property Address | 55 RAY ST, FREEPORT, NY 11520-5133 |
| Document Number | D146230763 |
| Book / Page | D14623 / 763 |
| Instrument Date | Apr 14, 2025 |
| Instrument | 2025-00030625 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2026 |
| Title Company | BROAD HOLLOW TITLE AGENCY, BROAD HOLLOW TITLE AGCY INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 55 RAY ST, FREEPORT, NY 11520-5133 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | NASSAU NY |
| Recording Date | Jan 18, 2017 |
| Property Address | 55 RAY ST, FREEPORT, NY 11520-5133 |
| Document Number | 0134630284 |
| Book / Page | 013463 / 000284 |
| Instrument Date | Jan 9, 2017 |
| Instrument | 5611 |
| Transaction Type | Transfer |
| Record Updated | Mar 8, 2017 |
| Title Company | PARAGON ABSTRACT, INC. |
| Amount | Amount Recorded |
|---|---|
| Tax | $392.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2631 MERRICK RD #406 BELLMORE NY 117105784, 406, BELLMORE, NY 11710-5784 |
Source: Nassau County and Hempstead Town assessment roll, as of June 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Nassau County |
| County Subdivision | Hempstead Town |
| Municipality | Freeport Village |
| Unified School District | Freeport Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $581 (+1,085.71%) Land $239 Building $342 | $581,000 (+481%) | |
| 2025 | $1,056.00 (+14.66%) | $49 (+4.26%) Land $49 | $100,000 (+112.77%) |
| 2023 | $921.00 Additional exemption filed | $47 Land $47 | $47,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 415 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 415 in force |
| Nearby Flood Claims | 1,330 (1978–2024) |
| Claims Outside the SFHA | 35 of 1,330 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FREEPORT (V) serves 45,000 people · EPA ID NY2902823 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 605 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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