Buncombe County property record for 55 Ramoth Rd, Asheville, NC 28804
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 986 sqft · built 1927 |
| Lot Size | 0.169 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $700,000 (Oct 2025) |
| Tax Bill | $5,191 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Dec 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 9649-48-1097-00000 |
| Primary APN | 9649-48-1097-00000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 986 sqft Living Area |
| Basement Area | 733 sqft |
| Finished Basement | 733 sqft |
| Utility Area | 177 sqft |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1927 |
|---|---|
| Architectural Style | Conventional |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.169 acres) |
| Deck Area | 592 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 55 RAMOTH RD |
|---|---|
| City | ASHEVILLE |
| State | NC |
| Zip | 28804-3653 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | DEED DATE: 2021-12-29 DEE |
| Legal Description | DEED DATE: 2021-12-29 DEED: 6167-1349 SUBDIV: BLOCK: LOT: 2-A SECTION: PLAT: 0217-0120 |
| Legal Lot Number | 2-A |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | ASHEVILLE |
| Census Block Group | 3 |
| Census Block | 3034 |
| Census Tract | 500 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Norwood Park Historic District listed 2008 · 155 contributing resources · NRIS 08000815 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Buncombe County records, as of October 21, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1508 DAVIS OAKS WAY, DECATUR, GA 30033-1748 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 9, 2025 | Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Dec 29, 2021 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 9, 2025 · Amount on File |
| Deed Sale | Oct 9, 2025 · Amount on File |
| Prior Sale | Dec 29, 2021 · Amount on File |
| Deed Document Number | 0006532301 |
| Deed Book / Page | 6532 / 301 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Oct 9, 2025 |
| Property Address | 55 RAMOTH RD, ASHEVILLE, NC 28804-3653 |
| Document Number | 0065320301 |
| Book / Page | 6532 / 301 |
| Map Reference | MB 217 PG 120 |
| Instrument Date | Oct 3, 2025 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,400.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1021, STAUNTON, VA 24402-1021 |
| Name | Verified Name |
|---|---|
| Address | 1508 DAVIS OAKS WAY, DECATUR, GA 30033-1748 |
| Document Number | 0006532304 |
|---|---|
| Date | Oct 9, 2025 |
| Instrument | 6532/304 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Dec 29, 2021 |
| Property Address | 55 RAMOTH RD, ASHEVILLE, NC 28804-3653 |
| Document Number | 0061671349 |
| Book / Page | 6167 / 1349 |
| Map Reference | MB 217 PG 120 |
| Instrument Date | Dec 16, 2021 |
| Transaction Type | Transfer |
| Record Updated | Mar 8, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,200.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 43 WATAUGA ST, ASHEVILLE, NC 28801-1027 |
| Name | Verified Name |
|---|---|
| Address | 55 RAMOTH RD, ASHEVILLE, NC 28804-3653 |
| Document Number | 0061671352 |
|---|---|
| Date | Dec 29, 2021 |
| Instrument | 6167/1352 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
Source: Buncombe County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Municipality | Asheville City |
| Unified School District | Asheville City Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,191.00 (+9.05%) | $472,600 (-) | |
| 2023 | $4,760.00 | $472,600 | $472,600 (-) Land $158,400 Building $314,200 |
| 2021 | $472,600 Land $158,400 Building $314,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 5 (1982–2024) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Skyrunner Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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