Cecil County property record for 55 Ralph Dr, Elkton, MD 21921
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,870 sqft · built 2005 |
| Lot Size | 1.54 acres (67,082 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,522 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-022988 |
| Primary APN | 09-022988 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,870 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 67,082 sqft (1.54 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 150 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 022988 |
|---|---|
| Street Address | 55 RALPH DR |
| City | ELKTON |
| State | MD |
| Zip | 21921-2209 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NAR |
| Legal Description | 1.5495 ACRE 55 RALPH DRIVE S/E OF ZION |
| Jurisdiction | CECIL MD |
| Township / Civil Division | 9, CALVERT |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 30700 |
55 Ralph Dr is owned and occupied by an individual who acquired it in August 2009.
Source: Cecil County records, as of September 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 55 RALPH DR, ELKTON, MD 21921-2209 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 14, 2004 |
| Deed Sale | Oct 14, 2004 |
| Deed Document Number | 2004265737 |
| Deed Book / Page | 1757 / 718 |
| Last Transfer Date | Aug 7, 2009 |
| Transfer Doc | 0027000420 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 55 Ralph Dr was $3,522 with a homeowner's exemption, up 3.4% from the year before.
Source: Cecil County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Cecil County |
| Unified School District | Cecil County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,522.00 (+3.38%) Homeowner's exemption | $353,000 (+7.43%) | $401,800 (+22.28%) Land $125,400 Building $276,400 |
| 2025 | $3,407.00 Homeowner's exemption | $328,600 Land $85,500 Building $243,100 | $328,600 Land $85,500 Building $243,100 |
| 2023 | $2,466.00 Homeowner's exemption | $289,267 | $328,600 Land $85,500 Building $243,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 55 Ralph Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2005.
Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2005) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2005 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 55 Ralph Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Armstrong.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures