55 Radcliffe Trce, Covington, GA 30016 Property Records

Newton County property record for 55 Radcliffe Trce, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,559 sqft · built 1991
Lot Size	0.59 acres (25,700 sqft)
Owner	Individual Name on Record
Last Sale	$232,500 (Aug 2021)
Tax Bill	$2,703 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00130-00000-262-000`

Property Details

APN / Parcel Number

Primary APN	`00130-00000-262-000`
Alternative APNs	`0013 262` `5380`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,559 sqft Heated Area
1st Floor Area	1,544 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2002
Exterior Material	Wood
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	25,700 sqft (0.59 acres)
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	92 sqft
Deck Area	168 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	5380
Street Address	55 RADCLIFFE TRCE
City	COVINGTON
State	GA
Zip	30016-7225
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.59AC LT 5 RADCLIFFE TR
Legal Subdivision	RADCLIFFE TRACE
Legal Lot Number	5
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	1
Census Block	1010
Census Tract	100903

Owner

Source: Newton County records, as of December 16, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2129 COOPER LAKES DR, GRAYSON, GA 30017-1932
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2021	Warranty Deed, Transfer · FHA Mortgage KELLER MORTGAGE
Feb 12, 2018	Grant Deed, Transfer NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2021 · Amount on Record
Deed Sale	Aug 12, 2021 · Amount on Record
Prior Sale	Jan 31, 2018 · Amount on Record
Deed Document Number	20214418
Deed Book / Page	4249 / 117
Prior Transfer Date	Sep 20, 1999
Prior Transfer Doc	0868000605
Record Updated	Sep 20, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Aug 12, 2021
Property Address	55 RADCLIFFE TRCE, COVINGTON, GA 30016-7225
Document Number	0042490117
Book / Page	4249 / 117
Instrument Date	Aug 12, 2021
Instrument	2021-004418
Transaction Type	Transfer
Record Updated	Sep 6, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2129 COOPER LAKES DR, GRAYSON, GA 30017-1932

Mortgage

Document Number	0042490000000120
Date	Aug 17, 2021
Book Page	0000004249/0000000120
Instrument	015801

Lender

Name	KELLER MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEWTON GA
Recording Date	Feb 12, 2018
Property Address	55 RADCLIFFE TRCE, COVINGTON, GA 30016-7225
Document Number	0036640065
Book / Page	003664 / 000065
Instrument Date	Jan 31, 2018
Instrument	1649
Transaction Type	Transfer
Record Updated	Feb 16, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$134.90
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	55 RADCLIFFE TRCE COVINGTON GA 300167225, COVINGTON, GA 30016-7225

Mortgage

Document Number	36640067
Date	Feb 12, 2018
Book Page	003664/000067
Instrument	1650

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 11, 2048

Tax Assessment & Valuation

Source: Newton County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,703.00 (+5.59%)	$107,320 (+15.4%) Land $16,800 Building $90,520	$268,300 (+15.4%) Land $42,000 Building $226,300
2023		$93,000 Land $8,000 Building $85,000	$232,500 Land $20,000 Building $212,500
2022	$2,560.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2005–2009)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 87% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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