55 Prospect Ave NE, Grand Rapids, MI 49503 Property Records

Kent County property record for 55 Prospect Ave NE, Grand Rapids, MI 49503

Property Summary

Property Type	Single Family Home
Details	5 ba · 3,585 sqft · built 1910
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on File
Last Sale	$280,000 (Dec 2002)
Tax Bill	$5,308 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-14-30-184-009`

Property Details

APN / Parcel Number

Primary APN	`41-14-30-184-009`

Interior

Full Baths	5 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	3,585 sqft Living Area
1st Floor Area	1,786 sqft
Basement Area	1,786 sqft
Unfinished Basement	1,786 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Wood Siding
Roof Type	Hip
Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	136 ft deep x 81 ft wide
Porch	Porch
Porch Area	95 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	55 PROSPECT AVE NE
City	GRAND RAPIDS
State	MI
Zip	49503-3332
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TN-LDR
Legal Description	LOT 3 BLK 4 & N 7 FT OF E 100 FT OF LOT 4 BLK 4* KENDALL S ADDITION
Legal Subdivision	KENDALL S ADD
Legal Block	4
Legal Lot Number	3-4
Jurisdiction	KENT MI
Township / Civil Division	GRAND RAPIDS
Census Block Group	2
Census Block	2001
Census Tract	2100

Owner

55 Prospect Ave NE is owned and occupied by an individual who acquired it in April 2018.

Source: Kent County records, as of September 18, 2026

Owner of Record	Individual Name on File
Mailing Address	55 PROSPECT AVE NE, GRAND RAPIDS, MI 49503-3332
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 13, 2018	Quit Claim Deed, Transfer · Conventional Mortgage MR COOPER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2002 · Amount on File
Deed Sale	Dec 20, 2002 · Amount on File
Prior Sale	Oct 29, 1999 · Amount on File
Deed Book / Page	6506 / 643
Last Transfer Date	Apr 12, 2018
Transfer Doc	0000045340
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	55 PROSPECT AVE NE, GRAND RAPIDS, MI 49503-3332
Transaction Type	Mortgage
Record Updated	Apr 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 PROSPECT AVE NE, GRAND RAPIDS, MI 49503-3332

Mortgage

Document Number	0000020465
Date	Mar 31, 2026
Instrument	20260331-0020465

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENT MI
Recording Date	Jun 13, 2018
Property Address	55 PROSPECT AVE NE, GRAND RAPIDS, MI 49503-3332
Document Number	0000045340
Instrument Date	Jun 12, 2018
Instrument	45340
Transaction Type	Transfer
Record Updated	Aug 30, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 PROSPECT AVE NE GRAND RAPIDS MI 495033332, GRAND RAPIDS, MI 49503-3332

Mortgage

Document Number	60858
Date	Jun 13, 2018
Instrument	60858

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 12, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 55 Prospect Ave NE was $5,308, up 7.3% from the year before.

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
Municipality	Grand Rapids City
Unified School District	Grand Rapids Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$282,000 (+12.17%)	$564,000 (+12.17%)
2025	$5,308.00 (+7.28%)	$251,400	$502,800
2024	$4,948.00
2023		$199,700	$399,400
2021	$4,576.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 55 Prospect Ave NE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 55 Prospect Ave NE has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAND RAPIDS serves 306,901 people · EPA ID MI0002790
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	7 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: 123.NET, Metronet.

Nearby Properties on Prospect Ave NE

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures