55 Prospect Ave, Edison, NJ 08817 Property Records

Middlesex County and Edison Township property record for 55 Prospect Ave, Edison, NJ 08817

Property Summary

Property Type	Single Family Home
Details	1,606 sqft · built 1962
Lot Size	0.188 acres (8,178 sqft)
Owner	Individual Name on File
Last Sale	$350,000 (Oct 2019)
Tax Bill	$8,450 (2025)
Deeds & Mortgages	Aug 2026 Sale Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`05 00161-F-00007`

Property Details

APN / Parcel Number

Primary APN	`05 00161-F-00007`
Alternative APNs	`05-00161-06-00007` `0500161000F00007` `00005177`

Interior

Stories	1 Story
Building Area	1,606 sqft Living Area
1st Floor Area	1,606 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Construction Type	Frame
Lot Area	8,178 sqft (0.188 acres)
Lot Dimensions	141 ft deep x 58 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	55 PROSPECT AVE
City	EDISON
State	NJ
Zip	08817-3741
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Description	58X141 IRR
Legal Subdivision	PAISLEY HOMES SEC 02
Legal Block	161.6
Legal Lot Number	7
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	EDISON
Census Block Group	2
Census Block	2014
Census Tract	1702

Owner

55 Prospect Ave is owned and occupied by an individual who bought it in October 2019.

Source: Middlesex County and Edison Township records, as of September 3, 2026

Owner of Record	Individual Name on File
Mailing Address	55 PROSPECT AVE, EDISON, NJ 08817-3741
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2026	Deed, Transfer VESTED LAND SERVICES LLC, VESTED LAND SERVICES
Mar 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage MLD MORTGAGE
Oct 9, 2019	Deed, Transfer · Conventional Mortgage MLD MORTGAGE
Nov 17, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Nov 17, 2017	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 9, 2019 · Amount on File
Deed Sale	Oct 9, 2019 · Amount on File
Deed Document Number	201984124
Deed Book / Page	17647 / 1979
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Aug 7, 2026
Property Address	55 PROSPECT AVE, EDISON, NJ 08817-3741
Document Number	0000050813
Book / Page	20097 / 947
Instrument Date	Aug 5, 2026
Instrument	202650813
Transaction Type	Transfer
Record Updated	Sep 3, 2026
Title Company	VESTED LAND SERVICES LLC, VESTED LAND SERVICES

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 PROSPECT AVE, EDISON, NJ 08817-3741

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	55 PROSPECT AVE, EDISON, NJ 08817-3741
Transaction Type	Mortgage
Record Updated	Oct 11, 2022
Title Company	PROVIDENCE ABSTRACT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043017
Date	Mar 26, 2021
Book Page	18363/197
Instrument	2021043017

Lender

Name	MLD MORTGAGE
Type	Mortgage Company
Address	FLORHAM PARK, NJ 07932

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

October 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Oct 9, 2019
Property Address	55 PROSPECT AVE, EDISON, NJ 08817-3741
Document Number	0000084124
Book / Page	17647 / 1979
Map Reference	MAP 1584 FILE 891
Instrument Date	Sep 18, 2019
Instrument	2019084124
Transaction Type	Transfer
Record Updated	Oct 11, 2022
Title Company	OLD REPUBLIC TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$650.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	55 PROSPECT AVE, 55, EDISON, NJ 08817-3741

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 KENZ TER, WEST ORANGE, NJ 07052-2915

Mortgage

Document Number	0000084125
Date	Oct 9, 2019
Instrument	2019084125

Lender

Name	MLD MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	55 PROSPECT AVE, EDISON, NJ 08817-3741
Document Number	0000014101
Instrument Date	Nov 17, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 PROSPECT AVE EDISON NJ 088173741, EDISON, NJ 08817-3741

Mortgage

Document Number	0000014101
Date	Dec 22, 2017
Book Page	017042/001273
Instrument	14101

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410-8000

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 21, 2047

November 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MIDDLESEX NJ
Property Address	55 PROSPECT AVE, EDISON, NJ 08817-3741
Document Number	0000002224
Instrument Date	Nov 17, 2017
Transaction Type	Mortgage
Record Updated	Aug 30, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 PROSPECT AVE EDISON NJ 088173741, EDISON, NJ 08817-3741

Mortgage

Document Number	0000002224
Date	Jan 10, 2018
Book Page	017054/001299
Instrument	2224

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 9, 2048

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

The 2025 property tax bill for 55 Prospect Ave was $8,450.

Source: Middlesex County and Edison Township assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
County Subdivision	Edison Township
Unified School District	Edison Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$142,000 (-) Land $83,400 Building $58,600	$142,000 (-) Land $83,400 Building $58,600
2025	$8,450.00 (-0.04%)	$142,000 Land $83,400 Building $58,600	$142,000 Land $83,400 Building $58,600
2024	$8,453.00
2023		$142,000 Land $83,400 Building $58,600	$142,000 Land $83,400 Building $58,600
2022	$8,410.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 55 Prospect Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1989)
Most Recent Claim	Sep 1989 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 55 Prospect Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EDISON WATER CO serves 35,000 people · EPA ID NJ1205001
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	E. coli resolved · Oct 2020 Treatment failure resolved · Dec 2016
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 624 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

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