55 Preservation Ln, Holden, MA 01520 Property Records

Worcester County and Holden Town property record for 55 Preservation Ln, Holden, MA 01520

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,717 sqft · built 2006
Lot Size	0.55 acres (23,940 sqft)
Owner	2 Individual Names on Record
Last Sale	$829,000 (Aug 2025)
Tax Bill	$10,386 (2026)
Deeds & Mortgages	Jun 2026 Line of Credit Mar 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`HOLD M:165 B:26`

Property Details

APN / Parcel Number

Primary APN	`HOLD M:165 B:26`
Alternative APNs	`M:00165 P:00026` `16526`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,717 sqft Living Area
Gross Area	5,318 sqft
1st Floor Area	1,256 sqft
Basement Area	1,256 sqft
Unfinished Basement	778 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,940 sqft (0.55 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	16526
Street Address	55 PRESERVATION LN
City	HOLDEN
State	MA
Zip	01520-2191
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Subdivision	KENNETH C WAGNER & SHIRLEY L W
Legal Block	26
Jurisdiction	HOLDEN MA
Township / Civil Division	HOLDEN
Census Block Group	1
Census Block	1003
Census Tract	728400

Owner

Source: Worcester County and Holden Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	55 PRESERVATION LN, HOLDEN, MA 01520-2191
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Mar 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Aug 14, 2025	Quit Claim Deed, Transfer · Conventional Mortgage SALEM FIVE MORTGAGE CORP
Feb 13, 2018	Deed of Trust, Mortgage · Line of Credit CENTRAL ONE FCU
Nov 4, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage DIGITAL FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2025 · Amount on Record
Deed Sale	Aug 14, 2025 · Amount on Record
Prior Sale	Nov 4, 2020 · Amount on Record
Deed Document Number	202568547
Deed Book / Page	72397 / 209
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLDEN MA
Recording Date	Jun 10, 2026
Property Address	55 PRESERVATION LN, HOLDEN, MA 01520-2191
Document Number	0073697-21
Book / Page	73697 / 21
Instrument Date	May 29, 2026
Instrument	202646599
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 PRESERVATION LN, HOLDEN, MA 01520-2191

Mortgage

Document Number	0000046599,
Date	Jun 10, 2026
Book Page	73697/21
Instrument	202646599

Lender

Name	CITIZENS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Max Rate	-1%

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLDEN MA
Property Address	55 PRESERVATION LN, HOLDEN, MA 01520-2191
Transaction Type	Mortgage
Record Updated	Apr 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	073345-366
Date	Mar 23, 2026
Book Page	73345/366
Instrument	21718

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

August 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOLDEN MA
Recording Date	Aug 14, 2025
Property Address	55 PRESERVATION LN, HOLDEN, MA 01520-2191
Document Number	072397-209
Book / Page	72397 / 209
Instrument Date	Aug 14, 2025
Instrument	68547
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	55 PRESERVATION LN, HOLDEN, MA 01520-2191

Mortgage

Document Number	0000068548
Date	Aug 14, 2025
Instrument	68548

Lender

Name	SALEM FIVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLDEN MA
Property Address	55 PRESERVATION LN, HOLDEN, MA 01520-2191
Transaction Type	Mortgage
Record Updated	Jun 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	58431-121
Date	Feb 13, 2018
Book Page	58431/121
Instrument	14241

Lender

Name	CENTRAL ONE FCU
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2048

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOLDEN MA
Recording Date	Nov 4, 2020
Property Address	55 PRESERVATION LN, HOLDEN, MA 01520-2191
Document Number	63670-89
Book / Page	63670 / 89
Instrument Date	Oct 31, 2020
Instrument	133609
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 PRESERVATION LN, HOLDEN, MA 01520-2191

Mortgage

Document Number	133610
Date	Nov 4, 2020
Instrument	133610

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Holden Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Holden Town
Unified School District	Wachusett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,386.00 (-0.76%)	$770,500 (+2.04%) Land $212,000 Building $558,500	$833,860 (+13.67%)
2025	$10,466.00 (-0.72%)	$755,100 (+1.36%) Land $201,900 Building $553,200	$733,590
2024	$10,542.00 (+5.25%)	$745,000 (+11.49%) Land $196,100 Building $548,900
2023	$10,016.00	$668,200 Land $170,400 Building $497,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLDEN WATER DIVISION, DPW serves 18,016 people · EPA ID MA2134000
Water Source	Purchased surface water from WORCESTER DPWP, WATER SUPPLY DIVISION
Last State Inspection	Nov 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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