Winchester Town property record for 55 Pratt St, Winsted, CT 06098
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,244 sqft · built 1910 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on File |
| Last Sale | $90,000 (Jun 2020) |
| Tax Bill | $3,122 (2025) |
| Deeds & Mortgages | May 2024 Refinance Jun 2020 Sale & Refinance |
| APN | WINC M:115 B:066 L:001 |
| Primary APN | WINC M:115 B:066 L:001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,244 sqft Living Area |
| Gross Area | 2,496 sqft |
| 1st Floor Area | 754 sqft |
| Basement Area | 754 sqft |
| Unfinished Basement | 754 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Other |
| Exterior Material | Stone |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,098 sqft (0.14 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 4376 |
|---|---|
| Street Address | 55 PRATT ST |
| City | WINSTED |
| State | CT |
| Zip | 06098-2025 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Block | 66 |
| Legal Lot Number | 1 |
| Jurisdiction | WINCHESTER CT |
| Township / Civil Division | WINCHESTER |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 320200 |
55 Pratt St is owned and occupied by an individual who bought it in June 2020.
Source: Winchester Town records, as of June 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 55 PRATT ST, WINSTED, CT 06098-2025 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 9, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance TORRINGTON MUNICIPAL & TEACHERS FCU |
| Jun 8, 2020 | Warranty Deed, Transfer · Stand-Alone Refinance LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 8, 2020 · Amount on File |
| Deed Sale | Jun 8, 2020 · Amount on File |
| Deed Document Number | 20201091980002 |
| Deed Book / Page | 452 / 865 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHESTER CT |
| Property Address | 55 PRATT ST, WINSTED, CT 06098-2025 |
| Transaction Type | Mortgage |
| Record Updated | Apr 24, 2025 |
| Name | Verified Name |
|---|
| Document Number | 000483-279 |
|---|---|
| Date | May 9, 2024 |
| Book Page | 483/279 |
| Instrument | 1390140007 |
| Name | TORRINGTON MUNICIPAL & TEACHERS FCU |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jun 1, 2039 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINCHESTER CT |
| Recording Date | Jun 8, 2020 |
| Property Address | 55 PRATT ST, WINSTED, CT 06098-2025 |
| Document Number | 452-865 |
| Book / Page | 452 / 865 |
| Instrument Date | May 22, 2020 |
| Instrument | 1091980002 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 55 PRATT ST, WINSTED, CT 06098-2025 |
| Document Number | 452-867 |
|---|---|
| Date | Jun 8, 2020 |
| Book Page | 452/867 |
| Instrument | 1091990021 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
The 2025 property tax bill for 55 Pratt St was $3,122.
Source: Winchester Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Winchester Town |
| Unified School District | Winchester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,122.00 | $107,030 Land $24,430 Building $82,600 | $74,921 Land $17,101 Building $57,820 |
| 2024 | $3,122.00 (+10.51%) | ||
| 2023 | $2,825.00 (+2.5%) | $107,030 (+30.24%) Land $24,430 Building $82,600 | |
| 2022 | $2,756.00 | $82,180 Land $17,710 Building $64,470 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 55 Pratt St.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 55 Pratt St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINSTED WATER WORKS serves 7,784 people · EPA ID CT1620011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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