55 Pratt St, Winsted, CT 06098 Property Records

Winchester Town property record for 55 Pratt St, Winsted, CT 06098

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,244 sqft · built 1910
Lot Size0.14 acres (6,098 sqft)
OwnerIndividual Name on File
Last Sale$90,000 (Jun 2020)
Tax Bill$3,122 (2025)
Deeds & MortgagesMay 2024 Refinance
Jun 2020 Sale & Refinance
APNWINC M:115 B:066 L:001

Property Details

APN / Parcel Number

Primary APNWINC M:115 B:066 L:001
Alternative APNs
  • WSTR M:115 B:066 L:001
  • 4376

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,244 sqft Living Area
Gross Area2,496 sqft
1st Floor Area754 sqft
Basement Area754 sqft
Unfinished Basement754 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleOther
Exterior MaterialStone
Construction TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,098 sqft (0.14 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number4376
Street Address55 PRATT ST
CityWINSTED
StateCT
Zip06098-2025
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal Block66
Legal Lot Number1
JurisdictionWINCHESTER CT
Township / Civil DivisionWINCHESTER
Census Block Group3
Census Block3020
Census Tract320200

Owner

55 Pratt St is owned and occupied by an individual who bought it in June 2020.

Source: Winchester Town records, as of June 25, 2026

Owner of RecordIndividual Name on File
Mailing Address55 PRATT ST, WINSTED, CT 06098-2025
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 9, 2024Deed of Trust, Mortgage · Stand-Alone Refinance
TORRINGTON MUNICIPAL & TEACHERS FCU
Jun 8, 2020Warranty Deed, Transfer · Stand-Alone Refinance
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 8, 2020 · Amount on File
Deed SaleJun 8, 2020 · Amount on File
Deed Document Number20201091980002
Deed Book / Page452 / 865
Record UpdatedSep 20, 2026

May 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINCHESTER CT
Property Address55 PRATT ST, WINSTED, CT 06098-2025
Transaction TypeMortgage
Record UpdatedApr 24, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000483-279
DateMay 9, 2024
Book Page483/279
Instrument1390140007
Lender
NameTORRINGTON MUNICIPAL & TEACHERS FCU
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term181 Months
DueJun 1, 2039

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINCHESTER CT
Recording DateJun 8, 2020
Property Address55 PRATT ST, WINSTED, CT 06098-2025
Document Number452-865
Book / Page452 / 865
Instrument DateMay 22, 2020
Instrument1091980002
Transaction TypeTransfer
Record UpdatedMay 21, 2021

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address55 PRATT ST, WINSTED, CT 06098-2025

Mortgage

Document Number452-867
DateJun 8, 2020
Book Page452/867
Instrument1091990021
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueJul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 55 Pratt St was $3,122.

Source: Winchester Town assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County SubdivisionWinchester Town
Unified School DistrictWinchester School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,122.00$107,030 Land $24,430 Building $82,600$74,921 Land $17,101 Building $57,820
2024$3,122.00 (+10.51%)
2023$2,825.00 (+2.5%)$107,030 (+30.24%) Land $24,430 Building $82,600
2022$2,756.00$82,180 Land $17,710 Building $64,470

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 55 Pratt St.

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 55 Pratt St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINSTED WATER WORKS
serves 7,784 people · EPA ID CT1620011
Water SourceSurface water
Last State InspectionOct 2025
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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