55 Powers Rd, Candor, NY 13743 Property Records

Tioga County and Candor Town property record for 55 Powers Rd, Candor, NY 13743

Property Summary

Property Type	Single Family Home
Details	1 bd · 1.5 ba · 1,904 sqft · built 1988
Lot Size	6.91 acres (301,000 sqft)
Owner	2 Individual Names on File
Last Sale	$181,000 (Apr 2024)
Tax Bill	$7,265 (2026)
Deeds & Mortgages	Jan 2026 Line of Credit Apr 2024 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`492489 50.00-1-1.21`

Property Details

APN / Parcel Number

Primary APN	`492489 50.00-1-1.21`
Alternative APNs	`248905000000010010210000` `00000000743`

Interior

Bedrooms	1 Bed
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,904 sqft Living Area
1st Floor Area	1,904 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1990
Architectural Style	Cape Cod
Exterior Material	Wood
Lot Area	301,000 sqft (6.91 acres)
Garage Type	Attached
Garage Area	625 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	640 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	00000000743
Street Address	55 POWERS RD
City	CANDOR
State	NY
Zip	13743-1135
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZONE
Legal Block	1
Legal Lot Number	1.021
Jurisdiction	TIOGA NY
Township / Civil Division	CANDOR
Census Block Group	1
Census Block	1038
Census Tract	20200

Owner

55 Powers Rd is owned and occupied by two individuals who bought it in April 2024.

Source: Tioga County and Candor Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	55 POWERS RD, CANDOR, NY 13743-1135
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Apr 5, 2024	Deed, Transfer · Stand-Alone First Mortgage TIOGA STATE BANK
Aug 18, 2023	Deed in Lieu of Foreclosure, Foreclosure
Aug 6, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance TIOGA STATE BANK
Aug 6, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance TIOGA STATE BANK
Sep 21, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2024 · Amount on File
Deed Sale	Apr 5, 2024 · Amount on File
Prior Sale	Aug 18, 2023 · Amount on File
Deed Document Number	202420240-00001119
Prior Transfer Date	Jun 21, 2023
Prior Transfer Doc	2023000003022
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIOGA NY
Property Address	55 POWERS RD, CANDOR, NY 13743-1135
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202600000097
Date	Jan 9, 2026
Instrument	2026-00000097

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	289 Months
Due	Feb 1, 2050

Interest

Rate Type	Adjustable Rate

April 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	TIOGA NY
Recording Date	Apr 5, 2024
Property Address	55 POWERS RD, CANDOR, NY 13743-1135
Document Number	2024000001119
Instrument Date	Mar 22, 2024
Instrument	20240-00001119
Transaction Type	Transfer
Record Updated	Apr 30, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	21 WHEELER ST, DEPOSIT, NY 13754-1322

Mortgage

Document Number	24000001122
Date	Apr 5, 2024
Instrument	240-00001122

Lender

Name	TIOGA STATE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.9%
Type Change Date	Mar 22, 2039
Max Rate At Change	1.7%
Index	Other

August 2023: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	TIOGA NY
Recording Date	Aug 18, 2023
Property Address	55 POWERS RD, CANDOR, NY 13743-1135
Document Number	2023000003022
Instrument Date	Jun 21, 2023
Instrument	20230-00003022
Transaction Type	Foreclosure
Record Updated	Sep 12, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	907 PLEASANT VALLEY AVE, MOUNT LAUREL, NJ 08054-1210

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIOGA NY
Property Address	55 POWERS RD, CANDOR, NY 13743-1135
Transaction Type	Mortgage
Record Updated	May 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020000002875
Date	Aug 6, 2020
Instrument	20200-00002875

Lender

Name	TIOGA STATE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIOGA NY
Property Address	55 POWERS RD, CANDOR, NY 13743-1135
Transaction Type	Mortgage
Record Updated	May 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020000002878
Date	Aug 6, 2020
Instrument	20200-00002878

Lender

Name	TIOGA STATE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIOGA NY
Recording Date	Sep 21, 2020
Property Address	55 POWERS RD, CANDOR, NY 13743-1135
Document Number	2020000003599
Instrument Date	Sep 10, 2020
Instrument	20200-00003599
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	217 TUTTLE HILL RD # LOT1, LOT1, CANDOR, NY 13743-1539

Mortgage

Document Number	20000003600
Date	Sep 21, 2020
Instrument	200-00003600

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 55 Powers Rd was $7,265, up 0.8% from the year before.

Source: Tioga County and Candor Town assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Tioga County
County Subdivision	Candor Town
Unified School District	Candor Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,265.00 (+0.8%)
2025	$7,207.00	$159,200 Land $23,200 Building $136,000	$258,862 Land $37,724 Building $221,138
2023		$159,200 (-) Land $23,200 Building $136,000	$219,586 (+17.93%) Land $32,000 Building $187,586
2022		$159,200 Land $23,200 Building $136,000	$186,199 Land $27,135 Building $159,064
2019	$2,744.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 55 Powers Rd in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective October 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	10 (2011–2025)
Claims Outside the SFHA	5 of 10
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 55 Powers Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Haefele Connect Fiber	2,000 / 2,000

May also be available: Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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