55 Pond St, Marblehead, MA 01945 Property Records

Essex County and Marblehead Town property record for 55 Pond St, Marblehead, MA 01945

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,927 sqft · built 1885
Lot Size0.079 acres (3,428 sqft)
Owner2 Individual Names on File
Last Sale$390,000 (Oct 2010)
Tax Bill$7,737 (2026)
Deeds & MortgagesFeb 2022 Line of Credit
Feb 2021 Refinance
Flood ZoneZone X (minimal risk)
APNMARB M:0164 B:0005 L:0

Property Details

APN / Parcel Number

Primary APNMARB M:0164 B:0005 L:0

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths2 Half Baths
Total Rooms7 Rooms
Stories3 Stories
Building Area1,927 sqft Living Area
Gross Area3,112 sqft
Basement Area841 sqft
Unfinished Basement841 sqft

Exterior

Year BuiltBuilt 1885
Effective Year BuiltEffective 1885
Architectural StyleOther
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area3,428 sqft (0.079 acres)

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelOil

Location & Zoning

Street Address55 POND ST
CityMARBLEHEAD
StateMA
Zip01945-2664
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCR
Legal Block5
JurisdictionMARBLEHEAD MA
Township / Civil DivisionMARBLEHEAD
Census Block Group1
Census Block1007
Census Tract203302

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Marblehead Historic District
listed 1984 · 988 contributing resources · NRIS 84002402

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

55 Pond St is owned and occupied by two individuals who bought it in October 2010.

Source: Essex County and Marblehead Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address55 POND ST, MARBLEHEAD, MA 01945-2664
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 16, 2022Deed of Trust, Mortgage · Line of Credit
TD BANK NA
Feb 22, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
TD BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 15, 2010 · Amount on File
Deed SaleOct 15, 2010 · Amount on File
Prior SaleApr 24, 2003 · Amount on File
Record UpdatedOct 29, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARBLEHEAD MA
Property Address55 POND ST, MARBLEHEAD, MA 01945-2664
Transaction TypeMortgage
Record UpdatedMar 4, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number040729-183
DateFeb 16, 2022
Book Page40729/183
Instrument20220216000350
Lender
NameTD BANK NA
TypeBank
Agreement
TypeLine of Credit
AmountAmount on Record
Term361 Months
DueMar 1, 2052
Interest
Rate TypeAdjustable Rate

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARBLEHEAD MA
Property Address55 POND ST, MARBLEHEAD, MA 01945-2664
Transaction TypeMortgage
Record UpdatedMar 12, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number39553-79
DateFeb 22, 2021
Book Page39553/79
Instrument20210222001410
Lender
NameTD BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueMar 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 55 Pond St was $7,737, up 9.5% from the year before.

Source: Essex County and Marblehead Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionMarblehead Town
Unified School DistrictMarblehead School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,737.00 (+9.54%)$903,900 (+15.83%) Land $580,400 Building $323,500$1,053,301 (+31.9%)
2025$7,063.00 (-2.43%)$780,400 (-3.4%) Land $514,700 Building $265,700$798,570
2024$7,239.00 (+3.98%)$807,900 (+16.04%) Land $547,500 Building $260,400
2023$6,962.00$696,200 Land $481,800 Building $214,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 55 Pond St in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 47 individual policies
Nearby Flood Policies49 units insured
incl. 2 condo units
Nearby Flood Claims17 (1978–2024)
Claims Outside the SFHA4 of 17
Most Recent ClaimJan 2024 · tidal / storm surge
Claims by Event
  • Severe Winter Storm And Flooding, Mar 2018 · 3 claims
  • Extreme Weather Conditons And Flooding, Oct 1996 · 2 claims
  • Coastal Storms, Flood, Ice & Snow, Feb 1978 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 55 Pond St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARBLEHEAD WATER DEPT. (MWRA)
serves 20,441 people · EPA ID MA3168000
Water SourcePurchased surface water from MWRA
Last State InspectionMar 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 949 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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